SPEAKER INDEX Segment 2 of 2 Previous Segment (1) CONTENTS INSERTS NO SPEAKERS DEFINED IN THIS HEARING CONTENTS SPEAKERS INSERTS TESTIMONY OF CHERRYL T. THOMAS, CHAIR, RAILROAD RETIREMENT BOARD, ACCOMPANIED BY JEROME F. KEVER, MANAGEMENT MEMBER, AND DAVID LUCCI, COUNSEL TO THE LABOR MEMBER PAGE 16 TESTIMONY OF CLARENCE V. MONIN, PRESIDENT, BROTHERHOOD OF LOCOMOTIVE ENGINEERS, ON BEHALF OF THE RAIL LABOR DIVISION, TRANSPORTATION TRADES DEPARTMENT OF THE AFLCIO; JULIA CARTER, WIDOW; AND AUGUST W. WESTPHAL, NATIONAL PRESIDENT, NATIONAL ASSOCIATION OF RETIRED AND VETERAN RAILWAY EMPLOYEES (NARVRE) PAGE 33 TESTIMONY OF EDWARD R. HAMBERGER, PRESIDENT AND CEO, ASSOCIATION OF AMERICAN RAILROADS; GERALD R. HANAS, GENERAL MANAGER, NORTHERN INDIANA COMMUTER TRANSPORTATION DISTRICT, ON BEHALF OF THE AMERICAN PUBLIC TRANSIT ASSOCIATION; AND MIKE OGBORN, MANAGING DIRECTOR, OMNITRAX, INC., ON BEHALF OF THE AMERICAN SHORT LINE AND REGIONAL RAILROAD ASSOCIATION PAGE 47 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING