TABLE 1


ETHNICITY OF CREDIT UNION EMPLOYEES AND BOARD MEMBERS, 1992
[In percent]
Employees Board members
White 85.089.08
African-American 7.396.29
Hispanic 5.062.60
Asian/Pacific Islander 1.731.24
American Indian/Alaskan Native .370.80

Source: 1992 CUNA sample survey.

















TABLE 2


GENDER OF CREDIT UNION SENIOR MANAGEMENT EMPLOYEES1 BY ASSET SIZE, 1997
Asset size Percent male Percent female
Overall 25 75
Less than $2 million 793
$2-$5 million 892
$5-$10 million 496
$10-$20 million397
$20-$50 million298
$50-$100 million496
$100-$200 million595
$200-$300 million1189
$300-$400 million2971
$400-$600 million3169
More than $600 million2080

1Includes 14 senior management positions.

Source: Credit Union Magazine, 1997 Complete Staff Salary Survey.



















TABLE 3


Number of limited income credit unions 408
Number of problem (CAMEL Code 4/5) limited income credit unions 59
Percentage limited income credit unions with CAMEL Rating 4/5 14.5
Number of federally insured credit unions 11,238
Number of problem (CAMEL 4/5) credit unions 323
Percentage of credit unions with CAMEL Rating 4/5 2.87


















TABLE 4


BANKS VS. CREDIT UNIONS COMPARISON
June 1997 FDIC Insured Banks December 1997 NCUSIF
Insured Credit Unions
Number 11,160 11,238
Assets $5,801,236,000,000 $351,211,000,000
Total capital $552,006,000,000 $41,225,000,000
Problem institutions 103 309
Number failed/assisted 16