SPEAKER INDEX    Segment 1 of 3    Next Segment (2)
CONTENTS   INSERTS   
ALBERTALLI      97    110  
BAPTISTA        88    104    105    116    121    122    123  
BARR            16  
BENTSEN         19     23     79     81    117    119    120  
BRACEWELL       45     54     63     65     72     73  
FINK            84    107  
KELLY           34     57     61     62  
KELLY OF NEW YORK    16     62  
KILPATRICK      19  
KLAGHOLZ       100    111    113    114  
LACKRITZ        92    108    109    110    115    118    119    120    122  
LAFALCE         12     13     25     61     62     63     64     65     66  
                67  
MALONEY         16     67     68     69     70     71     73     78  
MCCONNELL       26     49     50     63     64     71     73  
METCALF         12  
MEYER           30     53     58     59     65     71  
POLLARD         38     51     52     55     56     63     65     66     68  
                69     70     78     79     80     81  
ROUKEMA          1     10     11     12     13     15     16     19     21  
                22     23     24     25     26     29     34     38     42  
                45     48     50     51     52     53     54     56     60  
                61     62     67     71     72     74     79     82     83  
                87     91     92     96     99    100    103    104    105  
               106    108    109    110    111    117    122    123    124  
               125  
ROYBAL-ALLARD    19     75     76     77     78     79  
ROYCE           83  
RYUN            15  
TASSEY          42     64     65     67     75     76     77     78     79  
                81  
VENTO            6     11     21     23     24     25     54     57     58  
                59     60     70    111    113    114    115    117    120  
               121    122    123    124  
WATT            21  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF WILLIAM T. McCONNELL, CHAIRMAN AND CEO, PARK NATIONAL CORPORATION, AND 
PRESIDENT-ELECT OF THE AMERICAN BANKERS ASSOCIATION 
                                                                 PAGE    26

STATEMENT OF WELLER MEYER, PRESIDENT AND CEO, ACACIA FEDERAL SAVINGS BANK, ON BEHALF OF AMERICA'S 
COMMUNITY BANKERS 
                                                                 PAGE    30

STATEMENT OF CRAIG J. KELLY, SENIOR VICE PRESIDENT, BANC ONE CORPORATION, ON BEHALF OF THE 
CONSUMER BANKERS ASSOCIATION 
                                                                 PAGE    34

STATEMENT OF DR. ALFRED M. POLLARD, SENIOR DIRECTOR FOR LEGISLATIVE AFFAIRS, BANKERS ROUNDTABLE 
                                                                 PAGE    38

STATEMENT OF JEFFREY A. TASSEY, SENIOR VICE PRESIDENT OF GOVERNMENT AND LEGAL AFFAIRS, AMERICAN 
FINANCIAL SERVICES ASSOCIATION
                                                                 PAGE    42

STATEMENT OF DR. JOSEPH S. BRACEWELL, CHAIRMAN AND CEO, CENTURY NATIONAL BANK, ON BEHALF OF THE 
INDEPENDENT BANKERS ASSOCIATION OF AMERICA 
                                                                 PAGE    45

STATEMENT OF MATTHEW P. FINK, PRESIDENT, INVESTMENT COMPANY INSTITUTE
                                                                 PAGE    84

STATEMENT OF SAMUEL J. BAPTISTA, PRESIDENT, FINANCIAL SERVICES COUNCIL 
                                                                 PAGE    88

STATEMENT OF MARC E. LACKRITZ, PRESIDENT, SECURITIES INDUSTRY ASSOCIATION
                                                                 PAGE    92

STATEMENT OF ROY C. ALBERTALLI, VICE PRESIDENT AND ASSOCIATE GENERAL COUNSEL, METROPOLITAN LIFE 
INSURANCE COMPANY, ON BEHALF OF THE AMERICAN COUNCIL OF LIFE INSURANCE
                                                                 PAGE    97

STATEMENT OF JAMES R. KLAGHOLZ, CO-OWNER, C.N. STERLING ASSOCIATES, INC., ON BEHALF OF THE 
INDEPENDENT INSURANCE AGENTS OF AMERICA 
                                                                 PAGE   100


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING