SPEAKER INDEX CONTENTS INSERTS ANDERSON 132 148 BARR 14 33 34 35 36 148 150 151 BARRETT 53 54 55 56 57 76 77 78 79 111 112 113 114 115 116 144 145 146 147 148 BENTSEN 13 36 37 38 71 72 73 74 75 117 118 119 120 121 153 154 155 156 157 BROBECK 129 139 140 141 146 147 148 COREY 123 142 144 150 155 156 D'AMOURS 20 21 23 25 26 27 28 30 31 32 34 35 37 38 39 40 41 42 43 44 45 46 47 48 49 50 52 53 54 55 56 57 59 60 EHRLICH 50 51 52 53 FROST 16 20 GARRISON 92 96 99 100 103 104 108 109 113 116 119 121 JONES 84 85 97 99 100 101 105 106 107 110 111 114 115 118 120 121 KELLY 41 42 43 44 KILPATRICK 15 39 40 41 75 LAFALCE 8 10 30 31 32 LEACH 10 30 106 107 108 109 110 159 PAUL 61 64 65 67 68 69 70 72 73 74 75 77 78 79 80 81 83 ROUKEMA 1 3 8 10 11 13 14 15 18 19 20 23 24 25 26 27 29 30 31 32 36 38 41 44 45 48 49 50 53 59 60 64 65 66 67 71 75 76 79 83 84 85 88 92 96 97 98 99 100 104 105 106 111 116 121 122 123 126 129 132 135 136 137 141 144 148 151 152 154 158 159 160 ROYBAL-ALLARD 11 ROYCE 121 141 142 143 144 STENEHJEM 84 85 89 98 99 102 103 108 110 112 113 115 116 119 VADALA 122 126 135 136 137 138 145 146 149 150 151 152 153 154 157 158 160 VENTO 4 19 27 28 58 59 67 68 69 70 71 82 84 101 102 103 104 105 106 122 137 138 139 141 157 158 WATT 45 46 47 48 49 76 79 80 81 82 WELDON 38 CONTENTS SPEAKERS INSERTS STATEMENT OF HON. MARTIN FROST, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF TEXAS PAGE 16 STATEMENT OF NORMAN E. D'AMOURS, CHAIRMAN, NATIONAL CREDIT UNION ADMINISTRATION PAGE 21 STATEMENT OF DAVID L. PAUL, COMMISSIONER, DIVISION OF FINANCIAL SERVICES, STATE OF COLORADO, ON BEHALF OF THE NATIONAL ASSOCIATION OF STATE CREDIT UNION SUPERVISORS PAGE 61 STATEMENT OF R. SCOTT JONES, FIRST VICE PRESIDENT, AMERICAN BANKERS ASSOCIATION PAGE 85 STATEMENT OF LELAND M. STENEHJEM, JR., PRESIDENT, INDEPENDENT BANKERS ASSOCIATION OF AMERICA PAGE 89 STATEMENT OF JOHN D. GARRISON, PRESIDENT AND CEO, WALDEN SAVINGS BANK, ON BEHALF OF AMERICA'S COMMUNITY BANKERS PAGE 92 STATEMENT OF WINIFRED COREY, CEO, LOS ANGELES SCHOOLS CREDIT UNION, ON BEHALF OF THE CREDIT UNION NATIONAL ASSOCIATION PAGE 123 STATEMENT OF MICHAEL S. VADALA, PRESIDENT AND CEO, THE SUMMIT FEDERAL CREDIT UNION, ROCHESTER, NEW YORK, ON BEHALF OF THE NATIONAL ASSOCIATION OF FEDERAL CREDIT UNIONS PAGE 126 STATEMENT OF STEPHEN BROBECK, EXECUTIVE DIRECTOR, CONSUMER FEDERATION OF AMERICA PAGE 129 STATEMENT OF ROBERT D. ANDERSON, PRESIDENT AND CEO, LIBERTY CHECK PRINTERS PAGE 132 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING