SPEAKER INDEX    CONTENTS   INSERTS   
ANDERSON       132    148  
BARR            14     33     34     35     36    148    150    151  
BARRETT         53     54     55     56     57     76     77     78     79  
               111    112    113    114    115    116    144    145    146  
               147    148  
BENTSEN         13     36     37     38     71     72     73     74     75  
               117    118    119    120    121    153    154    155    156  
               157  
BROBECK        129    139    140    141    146    147    148  
COREY          123    142    144    150    155    156  
D'AMOURS        20     21     23     25     26     27     28     30     31  
                32     34     35     37     38     39     40     41     42  
                43     44     45     46     47     48     49     50     52  
                53     54     55     56     57     59     60  
EHRLICH         50     51     52     53  
FROST           16     20  
GARRISON        92     96     99    100    103    104    108    109    113  
               116    119    121  
JONES           84     85     97     99    100    101    105    106    107  
               110    111    114    115    118    120    121  
KELLY           41     42     43     44  
KILPATRICK      15     39     40     41     75  
LAFALCE          8     10     30     31     32  
LEACH           10     30    106    107    108    109    110    159  
PAUL            61     64     65     67     68     69     70     72     73  
                74     75     77     78     79     80     81     83  
ROUKEMA          1      3      8     10     11     13     14     15     18  
                19     20     23     24     25     26     27     29     30  
                31     32     36     38     41     44     45     48     49  
                50     53     59     60     64     65     66     67     71  
                75     76     79     83     84     85     88     92     96  
                97     98     99    100    104    105    106    111    116  
               121    122    123    126    129    132    135    136    137  
               141    144    148    151    152    154    158    159    160  
ROYBAL-ALLARD    11  
ROYCE          121    141    142    143    144  
STENEHJEM       84     85     89     98     99    102    103    108    110  
               112    113    115    116    119  
VADALA         122    126    135    136    137    138    145    146    149  
               150    151    152    153    154    157    158    160  
VENTO            4     19     27     28     58     59     67     68     69  
                70     71     82     84    101    102    103    104    105  
               106    122    137    138    139    141    157    158  
WATT            45     46     47     48     49     76     79     80     81  
                82  
WELDON          38  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. MARTIN FROST, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF TEXAS 
                                                                 PAGE    16

STATEMENT OF NORMAN E. D'AMOURS, CHAIRMAN, NATIONAL CREDIT UNION ADMINISTRATION 
                                                                 PAGE    21

STATEMENT OF DAVID L. PAUL, COMMISSIONER, DIVISION OF FINANCIAL SERVICES, STATE OF COLORADO, ON 
BEHALF OF THE NATIONAL ASSOCIATION OF STATE CREDIT UNION SUPERVISORS 
                                                                 PAGE    61

STATEMENT OF R. SCOTT JONES, FIRST VICE PRESIDENT, AMERICAN BANKERS ASSOCIATION
                                                                 PAGE    85

STATEMENT OF LELAND M. STENEHJEM, JR., PRESIDENT, INDEPENDENT BANKERS ASSOCIATION OF AMERICA
                                                                 PAGE    89

STATEMENT OF JOHN D. GARRISON, PRESIDENT AND CEO, WALDEN SAVINGS BANK, ON BEHALF OF AMERICA'S 
COMMUNITY BANKERS 
                                                                 PAGE    92

STATEMENT OF WINIFRED COREY, CEO, LOS ANGELES SCHOOLS CREDIT UNION, ON BEHALF OF THE CREDIT UNION 
NATIONAL ASSOCIATION
                                                                 PAGE   123

STATEMENT OF MICHAEL S. VADALA, PRESIDENT AND CEO, THE SUMMIT FEDERAL CREDIT UNION, ROCHESTER, NEW 
YORK, ON BEHALF OF THE NATIONAL ASSOCIATION OF FEDERAL CREDIT UNIONS
                                                                 PAGE   126

STATEMENT OF STEPHEN BROBECK, EXECUTIVE DIRECTOR, CONSUMER FEDERATION OF AMERICA
                                                                 PAGE   129

STATEMENT OF ROBERT D. ANDERSON, PRESIDENT AND CEO, LIBERTY CHECK PRINTERS 
                                                                 PAGE   132


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING