SPEAKER INDEX Segment 1 of 3 Next Segment (2) CONTENTS INSERTS BACHUS 4 34 36 37 38 41 83 84 86 87 BAKER 1 3 4 9 14 17 18 19 20 21 22 32 34 41 47 51 55 56 57 58 60 61 62 69 75 83 88 COOK 3 48 50 51 HELFER 10 17 18 23 24 25 33 35 36 39 41 43 44 46 48 50 59 60 62 63 67 68 72 73 76 77 78 79 80 82 83 86 87 89 HILL 4 51 53 54 55 69 73 74 75 KANJORSKI 2 22 23 24 25 26 27 28 29 31 38 39 40 62 63 66 67 68 69 LAFALCE 4 LUCAS 32 34 LUDWIG 4 16 19 20 21 25 27 28 29 30 31 32 35 36 37 38 39 40 41 42 44 46 52 53 54 56 57 60 61 62 65 68 71 74 75 76 79 81 84 85 88 89 ROUKEMA 4 SNOWBARGER 3 VENTO 41 43 44 45 46 47 75 76 77 78 79 80 81 83 CONTENTS SPEAKERS INSERTS STATEMENT OF HON. EUGENE A. LUDWIG, COMPTROLLER, OFFICE OF THE COMPTROLLER OF THE CURRENCY PAGE 4 STATEMENT OF HON. RICKI HELFER, CHAIRWOMAN, FEDERAL DEPOSIT INSURANCE CORPORATION PAGE 9 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING