SPEAKER INDEX    CONTENTS   INSERTS   
BENTSEN         33     34     35     36     51     52     53  
CASTLE           1      4      5      6      7     11     13     21     22  
                23     25     26     29     30     33     36     40     45  
                48     49     50     51     53     58     65     66     70  
                71     72     73     74     76     77     79     80     81  
                83     84     87     88     89     90     91     92     93  
                96     99    100    101    108    109    110  
COOK            45     46     47     48  
FAZIO           85     97     99    103    108  
FLAKE            5      6  
HUNT            83     88     89     93     94     95     98    101    103  
               104    105    106    110  
JACKSON         13     40     41  
MALONEY          7     26     28     29     41     44     45     50     77  
                78     79     92     93     94     95     96    101    102  
               103    104    105    106    107    108    110  
MCENTEE         66     73     74     75     76  
MCFARLAND       81     87     88     89     90     91     92     95     96  
                97     98     99    100    102    103    104    106    107  
               109    110  
METCALF         11     29     30     31     32     79     80     96     97  
                98     99    109  
MILANO          54  
NEY             37     38     39  
RIVLIN          14     22     23     24     25     26     27     28     30  
                31     32     33     34     35     36     37     38     39  
                40     41     43     44     45     46     47     49     50  
                51     52     53  
ROY             59     71     72     73     78     79     80     81  
WELDON          13  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. ALICE M. RIVLIN, VICE CHAIR, BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
                                                                 PAGE    14

STATEMENT OF GERARD F. MILANO, EXECUTIVE DIRECTOR, BANKERS CLEARING HOUSE
                                                                 PAGE    54

STATEMENT OF ERIC P. ROY, CHAIRMAN, ASSOCIATION OF BANK COURIERS
                                                                 PAGE    59

STATEMENT OF ELLIOTT C. McENTEE, PRESIDENT AND CEO, NATIONAL AUTOMATED CLEARING HOUSE ASSOCIATION
                                                                 PAGE    66

STATEMENT OF THOMAS W. McFARLAND, MANAGER, TRANSPORTATION OPERATIONS, INTERDISTRICT TRANSPORTATION 
SYSTEM, FEDERAL RESERVE OF BOSTON
                                                                 PAGE    81

STATEMENT OF THOMAS HUNT, SENIOR SYSTEMS ANALYST, INTERDISTRICT TRANSPORTATION SYSTEMS, FEDERAL 
RESERVE OF BOSTON
                                                                 PAGE    83

STATEMENT OF CHARLES FAZIO, TRANSPORTATION ANALYST, INTERDISTRICT TRANSPORTATION SYSTEM, FEDERAL 
RESERVE OF BOSTON
                                                                 PAGE    84


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING