SPEAKER INDEX    CONTENTS   INSERTS   
BACHUS          15     90     91     92     93     94     95     96    100  
               103    107    111    112    117    118    120    121    127  
               128    135    137    138    181    182    183    184    185  
BAKER           37  
BARR           107    108    109    110    111  
BARRETT         17     20    128    129    130    131    132    133    134  
               135    136    144    145    146    147    185    186    187  
               188  
BARTOLOMUCCI   152    182    188  
BENTSEN        118    119    120    121  
BEREUTER        13  
BRILES         155    156  
CANNON          32  
CARNELL         48     54     66     67     70     71     79     80     82  
                83     84     90     91     92     93     94    102    109  
               110    111    115    116    117    118    121    122    123  
               124    125    126    127    128    129  
COOK           112    113    114    115    116    117  
D'AMOURS        54     63     64     65     66     67     68     69     70  
                73     74     76     77     85     86     87     88     89  
                95     96    104    105    106    107    108    110    111  
               113    114    115    116    119    120    123    124    127  
               129    130    131    132    133    134    135    137    138  
               140    141    142    143    145    146  
EHRLICH         42    100    103  
FEENEY          59     69    104    120  
GARRISON       166    169    170    171    172    173    174    175    176  
               177    178    179    180    181    185    186  
HILL           112    121    122    123    124    125    126    127    128  
KANJORSKI       27     45     46     96     97    135    136    142    143  
               145    146    147    148    169    170    171    172    173  
               174    175    176  
KELLY           16  
KENNEDY         39     47  
KILPATRICK      47  
LAFALCE          3     44     48     68     69     70     71     72     73  
                74     75     76     77     78     97    136    137    141  
               143    169  
LATOURETTE      23     24     25    138  
LEACH            1      6      7     10     11     12     13     14     16  
                17     19     20     23     24     27     31     34     35  
                36     38     39     41     44     45     46     47     54  
                58     62     63     68     78     84     90     96    141  
               142    144    148    151    152    155    158    162    165  
               169    176    177    181    188    189  
LEWIS          149    180    181    182    183    184    185    186    187  
               188  
MALONEY         14  
MCCOLLUM         6     62     63     64     65     66     67     68  
PAUL            21  
PLAGGE         158    185  
POLLARD        162    176    177    179    180    186  
ROUKEMA         10     78     79     80     81     82     83     84  
SANDERS         12    104    105    106    107    177    178    179    180  
               181  
SAUNDERS       181  
SMITH           35  
VENTO            7     46     84     85     86     87     88     89     90  
               141    142  
WATT            19    111  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. RON PAUL, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF TEXAS
                                                                 PAGE    21

STATEMENT OF  HON. STEVEN C. LaTOURETTE, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF OHIO
                                                                 PAGE    23

STATEMENT OF HON. PAUL E. KANJORSKI, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF PENNSYLVANIA
                                                                 PAGE    27

STATEMENT OF HON. CHRISTOPHER B. CANNON, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF UTAH
                                                                 PAGE    31

STATEMENT OF HON. NICK SMITH, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MICHIGAN
                                                                 PAGE    34

STATEMENT OF HON. RICHARD H. BAKER, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF LOUISIANA
                                                                 PAGE    37

STATEMENT OF HON. JOSEPH P. KENNEDY II, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF 
MASSACHUSETTS
                                                                 PAGE    39

STATEMENT OF HON. ROBERT L. EHRLICH JR., A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MARYLAND
                                                                 PAGE    41

STATEMENT OF HON. RICHARD S. CARNELL, ASSISTANT SECRETARY FOR FINANCIAL INSTITUTIONS, U.S. 
DEPARTMENT OF THE TREASURY
                                                                 PAGE    48

STATEMENT OF HON. NORMAN E. D'AMOURS, CHAIRMAN, NATIONAL CREDIT UNION ADMINISTRATION
                                                                 PAGE    54

STATEMENT OF HAROLD E. FEENEY, CHAIRMAN, NATIONAL ASSOCIATION OF STATE CREDIT UNION SUPERVISORS; 
COMMISSIONER, CREDIT UNION DEPARTMENT, STATE OF TEXAS
                                                                 PAGE    59

STATEMENT OF DONALD W. LEWIS, PRESIDENT AND CEO, ABERDEEN PROVING GROUND FEDERAL CREDIT UNION, 
ABERDEEN, MD; ON BEHALF OF THE NATIONAL ASSOCIATION OF FEDERAL CREDIT UNIONS
                                                                 PAGE   149

STATEMENT OF ROSE BARTOLOMUCCI, PRESIDENT AND CEO, KENT CREDIT UNION, KENT, OH; ON BEHALF OF THE 
CREDIT UNION NATIONAL ASSOCIATION (CUNA)
                                                                 PAGE   152

STATEMENT OF GAIL BRILES, INDUSTRIAL RELATIONS MANAGER, KLAUSSNER FURNITURE CO., ASHEBORO, NC
                                                                 PAGE   155

STATEMENT OF JEFFREY PLAGGE, PRESIDENT AND CEO, FIRST NATIONAL BANK, WAVERLY, IA; ON BEHALF OF THE 
AMERICAN BANKERS ASSOCIATION 
                                                                 PAGE   158

STATEMENT OF K. REID POLLARD, PRESIDENT AND CEO, RANDOLPH BANK AND TRUST CO., ASHBURN, NC; ON 
BEHALF OF THE INDEPENDENT BANKERS ASSOCIATION OF AMERICA
                                                                 PAGE   162

STATEMENT OF JOHN D. GARRISON, CHAIRMAN, PRESIDENT AND CEO, WALDEN SAVINGS BANK, WALDEN, NY; ON 
BEHALF OF AMERICA'S COMMUNITY BANKERS
                                                                 PAGE   166


INSERTS    SPEAKERS   CONTENTS   
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