SPEAKER INDEX    CONTENTS   INSERTS   
BACHUS           9     14  
BARR           115    130    131    132    133    139    140    141  
BEREUTER       136    137  
BIERN           74     88     89     90     91    101    102    103    106  
               107    108    109    110    111    112    114  
BLUM           116    131    134    135    136    137    138    139    143  
               144  
GRASSLEY        18     22  
HINCHEY         61     63    107    108    109    110    111    112    113  
               114    115    137  
KELLY           23     28     41     42  
KILPATRICK      53     65     69     70     71     72  
KROLL           48     52  
LAFALCE          7     17     41     42     43     44     79     86    127  
               128    129    130    142    143    144    145  
LAZIO           15  
LEACH            1      8     13     14     15     17     22     23     28  
                29     33     36     38     40     41     44     46     47  
                48     53     61     65     73     79     80     86     92  
               107    115    116    119    120    126    130    133    136  
               137    139    140    141    145  
LUCAS          139  
ROUKEMA         13     14     17     45     46     47     48     49     50  
                52     53     92    104    105    106    107  
SANDLIN        142    144  
SAPHOS         119    120    127    128    129    130    132    139    142  
               143    145  
SERINO          79     80     87     88     91     92     93     94     95  
                96     97     98     99    100    105    106    107    108  
               109    112    113    114  
VENTO           86     87     88     89     90     91     92  
WARREN          28     29     40     43     44     49     55     56     57  
                58     59     60     61     68     69  
WATERS          46     53     55     56     57     58     59     60     61  
                71     72     92     93     94     95     96     97     98  
                99    100    101    102    103    104    133    134    135  
               139  
WINER           33     36     39     44     50     52     63     69     70  
                71     72  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. CHARLES E. GRASSLEY, A UNITED STATES SENATOR FROM THE STATE OF IOWA 
                                                                 PAGE    18

STATEMENT OF HON. RAYMOND W. KELLY, UNDER SECRETARY FOR ENFORCEMENT, DEPARTMENT OF THE TREASURY, 
ACCOMPANIED BY STEPHEN KROLL, CHIEF COUNSEL, FINANCIAL CRIMES ENFORCEMENT NETWORK
                                                                 PAGE    23

STATEMENT OF MARY LEE WARREN, DEPUTY ASSISTANT ATTORNEY GENERAL, CRIMINAL DIVISION, DEPARTMENT OF 
JUSTICE
                                                                 PAGE    28

STATEMENT OF JONATHAN WINER, DEPUTY ASSISTANT SECRETARY, BUREAU FOR INTERNATIONAL NARCOTICS AND 
LAW ENFORCEMENT AFFAIRS, U.S. DEPARTMENT OF STATE 
                                                                 PAGE    33

STATEMENT OF HERBERT A. BIERN, ASSOCIATE DIRECTOR, DIVISION OF BANKING SUPERVISION AND REGULATION, 
BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
                                                                 PAGE    74

STATEMENT OF ROBERT B. SERINO, DEPUTY CHIEF COUNSEL, OFFICE OF THE COMPTROLLER OF THE CURRENCY 
                                                                 PAGE    79

STATEMENT OF JACK A. BLUM, ESQ., LOBEL, NOVINS & LAMONT
                                                                 PAGE   115

STATEMENT OF CHARLES S. SAPHOS, ESQ., FILA & SAPHOS 
                                                                 PAGE   119


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING