SPEAKER INDEX CONTENTS INSERTS BACHUS 9 14 BARR 115 130 131 132 133 139 140 141 BEREUTER 136 137 BIERN 74 88 89 90 91 101 102 103 106 107 108 109 110 111 112 114 BLUM 116 131 134 135 136 137 138 139 143 144 GRASSLEY 18 22 HINCHEY 61 63 107 108 109 110 111 112 113 114 115 137 KELLY 23 28 41 42 KILPATRICK 53 65 69 70 71 72 KROLL 48 52 LAFALCE 7 17 41 42 43 44 79 86 127 128 129 130 142 143 144 145 LAZIO 15 LEACH 1 8 13 14 15 17 22 23 28 29 33 36 38 40 41 44 46 47 48 53 61 65 73 79 80 86 92 107 115 116 119 120 126 130 133 136 137 139 140 141 145 LUCAS 139 ROUKEMA 13 14 17 45 46 47 48 49 50 52 53 92 104 105 106 107 SANDLIN 142 144 SAPHOS 119 120 127 128 129 130 132 139 142 143 145 SERINO 79 80 87 88 91 92 93 94 95 96 97 98 99 100 105 106 107 108 109 112 113 114 VENTO 86 87 88 89 90 91 92 WARREN 28 29 40 43 44 49 55 56 57 58 59 60 61 68 69 WATERS 46 53 55 56 57 58 59 60 61 71 72 92 93 94 95 96 97 98 99 100 101 102 103 104 133 134 135 139 WINER 33 36 39 44 50 52 63 69 70 71 72 CONTENTS SPEAKERS INSERTS STATEMENT OF HON. CHARLES E. GRASSLEY, A UNITED STATES SENATOR FROM THE STATE OF IOWA PAGE 18 STATEMENT OF HON. RAYMOND W. KELLY, UNDER SECRETARY FOR ENFORCEMENT, DEPARTMENT OF THE TREASURY, ACCOMPANIED BY STEPHEN KROLL, CHIEF COUNSEL, FINANCIAL CRIMES ENFORCEMENT NETWORK PAGE 23 STATEMENT OF MARY LEE WARREN, DEPUTY ASSISTANT ATTORNEY GENERAL, CRIMINAL DIVISION, DEPARTMENT OF JUSTICE PAGE 28 STATEMENT OF JONATHAN WINER, DEPUTY ASSISTANT SECRETARY, BUREAU FOR INTERNATIONAL NARCOTICS AND LAW ENFORCEMENT AFFAIRS, U.S. DEPARTMENT OF STATE PAGE 33 STATEMENT OF HERBERT A. BIERN, ASSOCIATE DIRECTOR, DIVISION OF BANKING SUPERVISION AND REGULATION, BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM PAGE 74 STATEMENT OF ROBERT B. SERINO, DEPUTY CHIEF COUNSEL, OFFICE OF THE COMPTROLLER OF THE CURRENCY PAGE 79 STATEMENT OF JACK A. BLUM, ESQ., LOBEL, NOVINS & LAMONT PAGE 115 STATEMENT OF CHARLES S. SAPHOS, ESQ., FILA & SAPHOS PAGE 119 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING