SPEAKER INDEX CONTENTS INSERTS BEREUTER 39 40 41 LAFALCE 28 36 37 38 39 LEACH 1 4 5 11 15 19 20 23 28 33 34 35 39 42 44 45 46 47 48 49 50 51 52 METCALF 4 MOHR 16 49 50 51 PATRIKIS 7 33 35 36 38 39 42 43 44 45 46 48 51 52 SHEPHEARD-WALWYN 11 37 39 40 45 THEODORE 24 47 48 TOWERS 19 20 34 VENTO 42 43 44 CONTENTS SPEAKERS INSERTS STATEMENT OF ERNEST T. PATRIKIS, FIRST VICE PRESIDENT, FEDERAL RESERVE BANK OF NEW YORK AND CHAIRMAN, JOINT YEAR 2000 COUNCIL PAGE 6 STATEMENT OF TIM SHEPHEARD-WALWYN, EXECUTIVE DIRECTOR, SWISS BANK CORPORATION AND CHAIRMAN, GLOBAL 2000 COORDINATING GROUP PAGE 11 STATEMENT OF JOHN R. MOHR, EXECUTIVE VICE PRESIDENT, THE NEW YORK CLEARING HOUSE ASSOCIATION L.L.C. PAGE 15 STATEMENT OF JOHN R. TOWERS, EXECUTIVE VICE PRESIDENT, GLOBAL OPERATIONS, STATE STREET CORPORATION PAGE 19 STATEMENT OF SAMUEL S. THEODORE, MANAGING DIRECTOR, BANKING AND SOVEREIGN GROUP, MOODY'S INVESTORS SERVICE PAGE 23 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING