SPEAKER INDEX    CONTENTS   INSERTS   
BEREUTER        39     40     41  
LAFALCE         28     36     37     38     39  
LEACH            1      4      5     11     15     19     20     23     28  
                33     34     35     39     42     44     45     46     47  
                48     49     50     51     52  
METCALF          4  
MOHR            16     49     50     51  
PATRIKIS         7     33     35     36     38     39     42     43     44  
                45     46     48     51     52  
SHEPHEARD-WALWYN    11     37     39     40     45  
THEODORE        24     47     48  
TOWERS          19     20     34  
VENTO           42     43     44  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF ERNEST T. PATRIKIS, FIRST VICE PRESIDENT, FEDERAL RESERVE BANK OF NEW YORK AND 
CHAIRMAN, JOINT YEAR 2000 COUNCIL
                                                                 PAGE     6

STATEMENT OF TIM SHEPHEARD-WALWYN, EXECUTIVE DIRECTOR, SWISS BANK CORPORATION AND CHAIRMAN, GLOBAL 
2000 COORDINATING GROUP
                                                                 PAGE    11

STATEMENT OF JOHN R. MOHR, EXECUTIVE VICE PRESIDENT, THE NEW YORK CLEARING HOUSE ASSOCIATION 
L.L.C. 
                                                                 PAGE    15

STATEMENT OF JOHN R. TOWERS, EXECUTIVE VICE PRESIDENT, GLOBAL OPERATIONS, STATE STREET CORPORATION
                                                                 PAGE    19

STATEMENT OF SAMUEL S. THEODORE, MANAGING DIRECTOR, BANKING AND SOVEREIGN GROUP, MOODY'S INVESTORS 
SERVICE
                                                                 PAGE    23


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING