SPEAKER INDEX    Segment 1 of 2    Next Segment (2)
CONTENTS   INSERTS   
BENTSEN         60     61     63     64  
EHRLICH         48     50     51     52  
GRAMLICH        13     31     36     42     46     47     62     63     64  
                65     66     67  
KILPATRICK      11  
LASTER          22     32     35     39     41     42     45     46     47  
                48     49     50     51     52     53     54     55     56  
                57     58     59     60     61     68     71     72  
LAZIO            8     30     31     32     37     38     39     41     42  
                43  
ROUKEMA          1      7     11     12     21     29     32     33     34  
                39     44     45     46     47     48     53     56     60  
                64     65     70     71     72  
SESSIONS        56     57     58     59     60  
VELÁZQUEZ    53     54     55     56  
VENTO            5     33     34     36     37     38     43     64     65  
                66     67     68  
WATT            70     71  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. EDWARD M. GRAMLICH, MEMBER, BOARD OF GOVERNORS, THE FEDERAL RESERVE SYSTEM; 
ACCOMPANIED BY ADRIENNE HUNT, ASSISTANT DIRECTOR OF REGULATIONS DIVISION OF CONSUMER AND COMMUNITY 
AFFAIRS
                                                                 PAGE    13

STATEMENT OF GAIL W. LASTER, GENERAL COUNSEL, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT; 
ACCOMPANIED BY KENNETH MARKISON, ASSISTANT GENERAL COUNSEL FOR GOVERNMENT SPONSORED ENTERPRISES 
AND RESPA DIVISION
                                                                 PAGE    22


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING