SPEAKER INDEX    CONTENTS   INSERTS   
ARANJO          78     83     84     85     88     90  
BEREUTER        22     41    106    107    108    109    110    111  
BERGMEYER       93    109    111    113  
CURTIN         101    107    110  
D'AMOURS        27     37     38     39     47     49     50     53     57  
                59     60     65     66     68  
DOLLAR          33     46     49     50     55     64     65     67  
GARRISON        98    110    114  
KANJORSKI       61    111  
KELLY           11     51     52     53     54  
LAFALCE         11     12     27     39     45     46     81  
LATOURETTE      17  
MASCARA         23     55     56     57     58  
MCCOLLUM        58     59     60  
PAINTON         69     75     78     83     84     90  
PERLITSH        71     74     83     85  
RILEY           64     65     66     67  
ROBERTS         95    108    109  
ROUKEMA          1      3     10     11     12     16     17     20     21  
                23     24     26     27     31     33     36     38     39  
                41     44     45     46     47     50     55     58     61  
                63     64     68     69     70     74     77     78     81  
                82     83     84     85     87     90     91     95     98  
               101    103    106    110    111    113    114    115  
SHERMAN         16     17     20     48     49     87     88     90  
STENEHJEM      103    114  
VENTO            2      8     26  
WHEAT           31     44     48     51     52     53     54     55     56  
                67  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. NORMAN E. D'AMOURS, CHAIRMAN, NATIONAL CREDIT UNION ADMINISTRATION
                                                                 PAGE    27

STATEMENT OF YOLANDA T. WHEAT, BOARD MEMBER, NATIONAL CREDIT UNION ADMINISTRATION
                                                                 PAGE    31

STATEMENT OF DENNIS DOLLAR, BOARD MEMBER, NATIONAL CREDIT UNION ADMINISTRATION
                                                                 PAGE    33

STATEMENT OF STUART PERLITSH, CEO, GLENDALE AREA SCHOOLS FEDERAL CREDIT UNION
                                                                 PAGE    70

STATEMENT OF ROBERT PAINTON, IRONDEQUOIT FEDERAL CREDIT UNION
                                                                 PAGE    74

STATEMENT OF CAROL ARANJO, PRESIDENT, D. EDWARD WELLS FEDERAL CREDIT UNION
                                                                 PAGE    78

STATEMENT OF HARLEY D. BERGMEYER, PRESIDENT, SALINE STATE BANK, WILBUR, NE, ON BEHALF OF THE 
AMERICAN BANKERS ASSOCIATION
                                                                 PAGE    92

STATEMENT OF DIANA L. ROBERTS, PRESIDENT, HERSHEY FEDERAL CREDIT UNION, HERSHEY, PA, ON BEHALF OF 
THE CREDIT UNION NATIONAL ASSOCIATION
                                                                 PAGE    95

STATEMENT OF JOHN D. GARRISON, PRESIDENT, WALDEN SAVINGS BANK, WALDEN, NY, ON BEHALF OF AMERICA'S 
COMMUNITY BANKERS
                                                                 PAGE    98

STATEMENT OF J. RAYMOND CURTIN, PRESIDENT AND CEO, EMPIRE FEDERAL CREDIT UNION, SYRACUSE, NY, ON 
BEHALF OF THE NATIONAL ASSOCIATION OF FEDERAL CREDIT UNIONS
                                                                 PAGE   101

STATEMENT OF LELAND M. STENEHJEM, JR., PRESIDENT, FIRST INTERNATIONAL BANK AND TRUST, FARGO, ND, 
ON BEHALF OF THE INDEPENDENT BANKERS ASSOCIATION OF AMERICA
                                                                 PAGE   103


INSERTS    SPEAKERS   CONTENTS   
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