SPEAKER INDEX Segment 3 of 3 Previous Segment (2) CONTENTS INSERTS BACHUS 412 413 414 415 416 BENTSEN 409 410 411 437 438 474 475 476 477 478 479 480 481 BEREUTER 405 408 BIGGERT 432 433 CAPUANO 437 CARNELL 385 407 408 419 422 427 432 439 444 GOLDSCHMID 458 461 469 470 471 472 473 474 478 479 485 490 GOODE 421 422 HAWKE 447 450 463 465 466 470 475 476 477 478 479 480 481 482 485 486 489 INSLEE 430 431 LAFALCE 387 388 389 390 412 439 440 462 463 464 465 466 467 483 484 486 489 LEACH 378 385 386 387 388 390 393 397 400 403 404 405 409 411 412 416 419 421 422 424 425 428 430 432 433 436 437 438 440 441 442 443 444 446 447 452 458 461 462 468 474 477 481 483 484 485 486 487 488 489 490 LEE 417 418 419 MCCOLLUM 390 391 392 393 OSE 428 430 ROUKEMA 397 399 400 440 441 ROYCE 419 420 421 RUBIN 379 386 387 388 389 390 391 392 393 394 395 397 398 399 400 401 402 403 404 405 406 410 411 413 414 415 416 418 419 420 421 422 423 424 425 426 427 428 429 430 431 432 433 434 435 436 438 440 441 443 RYAN 422 423 424 SCHAKOWSKY 433 434 435 436 SEIDMAN 453 466 467 481 482 486 487 488 489 SHERMAN 425 426 427 428 TANOUE 444 464 465 483 484 489 VENTO 393 395 396 397 468 469 470 471 472 473 474 476 481 482 WATT 401 403 404 405 CONTENTS SPEAKERS INSERTS STATEMENT OF HON. ROBERT E. RUBIN, SECRETARY, U.S. DEPARTMENT OF THE TREASURY, ACCOMPANIED BY RICHARD S. CARNELL, ASSISTANT SECRETARY OF THE TREASURY FOR FINANCIAL INSTITUTIONS PAGE 379 STATEMENT OF HON. DONNA TANOUE, CHAIRMAN, FEDERAL DEPOSIT INSURANCE CORPORATION PAGE 444 STATEMENT OF HON. JOHN D. HAWKE, JR., COMPTROLLER, OFFICE OF THE COMPTROLLER OF THE CURRENCY PAGE 447 STATEMENT OF HON. ELLEN SEIDMAN, DIRECTOR, OFFICE OF THRIFT SUPERVISION PAGE 452 STATEMENT OF HARVEY J. GOLDSCHMID, GENERAL COUNSEL, U.S. SECURITIES AND EXCHANGE COMMISSION PAGE 458 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING