SPEAKER INDEX    Segment 3 of 3   Previous Segment (2)
CONTENTS   INSERTS   
BACHUS         412    413    414    415    416  
BENTSEN        409    410    411    437    438    474    475    476    477  
               478    479    480    481  
BEREUTER       405    408  
BIGGERT        432    433  
CAPUANO        437  
CARNELL        385    407    408    419    422    427    432    439    444  
GOLDSCHMID     458    461    469    470    471    472    473    474    478  
               479    485    490  
GOODE          421    422  
HAWKE          447    450    463    465    466    470    475    476    477  
               478    479    480    481    482    485    486    489  
INSLEE         430    431  
LAFALCE        387    388    389    390    412    439    440    462    463  
               464    465    466    467    483    484    486    489  
LEACH          378    385    386    387    388    390    393    397    400  
               403    404    405    409    411    412    416    419    421  
               422    424    425    428    430    432    433    436    437  
               438    440    441    442    443    444    446    447    452  
               458    461    462    468    474    477    481    483    484  
               485    486    487    488    489    490  
LEE            417    418    419  
MCCOLLUM       390    391    392    393  
OSE            428    430  
ROUKEMA        397    399    400    440    441  
ROYCE          419    420    421  
RUBIN          379    386    387    388    389    390    391    392    393  
               394    395    397    398    399    400    401    402    403  
               404    405    406    410    411    413    414    415    416  
               418    419    420    421    422    423    424    425    426  
               427    428    429    430    431    432    433    434    435  
               436    438    440    441    443  
RYAN           422    423    424  
SCHAKOWSKY     433    434    435    436  
SEIDMAN        453    466    467    481    482    486    487    488    489  
SHERMAN        425    426    427    428  
TANOUE         444    464    465    483    484    489  
VENTO          393    395    396    397    468    469    470    471    472  
               473    474    476    481    482  
WATT           401    403    404    405  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. ROBERT E. RUBIN, SECRETARY, U.S. DEPARTMENT OF THE TREASURY, ACCOMPANIED BY 
RICHARD S. CARNELL, ASSISTANT SECRETARY OF THE TREASURY FOR FINANCIAL INSTITUTIONS 
                                                                 PAGE   379

STATEMENT OF HON. DONNA TANOUE, CHAIRMAN, FEDERAL DEPOSIT INSURANCE CORPORATION
                                                                 PAGE   444

STATEMENT OF HON. JOHN D. HAWKE, JR., COMPTROLLER, OFFICE OF THE COMPTROLLER OF THE CURRENCY
                                                                 PAGE   447

STATEMENT OF HON. ELLEN SEIDMAN, DIRECTOR, OFFICE OF THRIFT SUPERVISION
                                                                 PAGE   452

STATEMENT OF HARVEY J. GOLDSCHMID, GENERAL COUNSEL, U.S. SECURITIES AND EXCHANGE COMMISSION
                                                                 PAGE   458


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING