SPEAKER INDEX CONTENTS INSERTS BARR 25 26 BITZ 15 20 21 22 23 DYER 4 24 27 28 29 30 32 33 GONZALEZ 29 30 31 32 36 HAMMOND 8 23 24 25 26 30 31 KING 1 4 8 14 17 19 21 22 23 24 25 26 29 32 33 34 35 36 37 SANDERS 3 24 25 27 28 29 VAUGHN 17 26 28 29 33 34 35 36 37 CONTENTS SPEAKERS INSERTS STATEMENT OF JOHN R. DYER, PRINCIPAL DEPUTY COMMISSIONER, SOCIAL SECURITY ADMINISTRATION PAGE 4 STATEMENT OF DONALD V. HAMMOND, FISCAL ASSISTANT SECRETARY, DEPARTMENT OF THE TREASURY PAGE 8 STATEMENT OF GREGORY P. BITZ, DIRECTOR OF FINANCE, DEPARTMENT OF DEFENSE FINANCE AND ACCOUNTING SERVICE PAGE 14 STATEMENT OF GWENDOLYN V. VAUGHN, VOLUNTEER COORDINATOR, AMERICAN ASSOCIATION OF RETIRED PERSONS PAGE 17 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING