SPEAKER INDEX    CONTENTS   INSERTS   
AVERGUN         60     70     71     75     76     77     79     81     82  
                88     89     90     91     92  
BAITY           39     40     42     43  
BARR            14     52     53     54     55     56     80     81     82  
BENTSEN         56     57     83     84     85  
BOATRIGHT       73     74     86     87     88  
BRESEE          23     36     37     38     39     42     44     47     52  
                53     54     55     56     57     58     59  
CLEMMER         65     71     72     73     77     78     79     80     83  
                84     85     87  
GOODE           17  
HEMMIG          94     95    104    109    110    113  
KELLY           17  
KING            11     47     48     49     59     60  
LEVINE          94     98    105    106    107    108    109    111    112  
               113  
MALONEY         89     90     91     92  
RILEY           17  
ROUKEMA          1     11     13     14     16     17     18     19     21  
                22     23     27     31     35     36     37     38     39  
                40     41     45     46     47     49     52     56     58  
                59     60     65     69     70     71     72     73     74  
                80     82     86     89     92     93     94     98    103  
               105    106    107    112  
SANDERS         13  
TISCHLER        31     36     44     45     46     48     49     50  
VELAZQUEZ       18  
VENTO            9     41     42     43     44     45     46     47     74  
                75     76     77     78     79     84    106    107    108  
               109    110    111    112  
WARREN          22     27     37     44     46     47     51  
WATERS          19     49     50     51     86     87     88     89  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. ELISABETH A. BRESEE, ASSISTANT SECRETARY FOR ENFORCEMENT, U.S. TREASURY 
DEPARTMENT; ACCOMPANIED BY WILLIAM BAITY, DEPUTY DIRECTOR OF THE FINANCIAL CRIMES ENFORCEMENT 
NETWORK
                                                                 PAGE    22

STATEMENT OF HON. MARY LEE WARREN, DEPUTY ASSISTANT ATTORNEY GENERAL, CRIMINAL DIVISION, U.S. 
DEPARTMENT OF JUSTICE
                                                                 PAGE    27

STATEMENT OF HON. BONNI G. TISCHLER, ASSISTANT COMMISSIONER, OFFICE OF INVESTIGATIONS, U.S. 
CUSTOMS SERVICE 
                                                                 PAGE    31

STATEMENT OF HON. JODI L. AVERGUN, ASSISTANT U.S. ATTORNEY, EASTERN DISTRICT OF NEW YORK
                                                                 PAGE    60

STATEMENT OF HON. DONALD J. CLEMMER, ASSISTANT ATTORNEY GENERAL, OFFICE OF THE TEXAS ATTORNEY 
GENERAL; ACCOMPANIED BY DAVID BOATRIGHT, SUPERVISORY AGENT, OFFICE OF THE TEXAS ATTORNEY GENERAL 
                                                                 PAGE    65

STATEMENT OF RAYMOND C. HEMMIG, CHAIRMAN, ACE CASH EXPRESS, INC., ON BEHALF OF THE NATIONAL CHECK 
CASHERS ASSOCIATION, INC.
                                                                 PAGE    95

STATEMENT OF EZRA C. LEVINE, PARTNER, HOWREY & SIMON, ON BEHALF OF THE NON-BANK FUNDS TRANSMITTERS 
GROUP 
                                                                 PAGE    98


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING