SPEAKER INDEX CONTENTS INSERTS AVERGUN 60 70 71 75 76 77 79 81 82 88 89 90 91 92 BAITY 39 40 42 43 BARR 14 52 53 54 55 56 80 81 82 BENTSEN 56 57 83 84 85 BOATRIGHT 73 74 86 87 88 BRESEE 23 36 37 38 39 42 44 47 52 53 54 55 56 57 58 59 CLEMMER 65 71 72 73 77 78 79 80 83 84 85 87 GOODE 17 HEMMIG 94 95 104 109 110 113 KELLY 17 KING 11 47 48 49 59 60 LEVINE 94 98 105 106 107 108 109 111 112 113 MALONEY 89 90 91 92 RILEY 17 ROUKEMA 1 11 13 14 16 17 18 19 21 22 23 27 31 35 36 37 38 39 40 41 45 46 47 49 52 56 58 59 60 65 69 70 71 72 73 74 80 82 86 89 92 93 94 98 103 105 106 107 112 SANDERS 13 TISCHLER 31 36 44 45 46 48 49 50 VELAZQUEZ 18 VENTO 9 41 42 43 44 45 46 47 74 75 76 77 78 79 84 106 107 108 109 110 111 112 WARREN 22 27 37 44 46 47 51 WATERS 19 49 50 51 86 87 88 89 CONTENTS SPEAKERS INSERTS STATEMENT OF HON. ELISABETH A. BRESEE, ASSISTANT SECRETARY FOR ENFORCEMENT, U.S. TREASURY DEPARTMENT; ACCOMPANIED BY WILLIAM BAITY, DEPUTY DIRECTOR OF THE FINANCIAL CRIMES ENFORCEMENT NETWORK PAGE 22 STATEMENT OF HON. MARY LEE WARREN, DEPUTY ASSISTANT ATTORNEY GENERAL, CRIMINAL DIVISION, U.S. DEPARTMENT OF JUSTICE PAGE 27 STATEMENT OF HON. BONNI G. TISCHLER, ASSISTANT COMMISSIONER, OFFICE OF INVESTIGATIONS, U.S. CUSTOMS SERVICE PAGE 31 STATEMENT OF HON. JODI L. AVERGUN, ASSISTANT U.S. ATTORNEY, EASTERN DISTRICT OF NEW YORK PAGE 60 STATEMENT OF HON. DONALD J. CLEMMER, ASSISTANT ATTORNEY GENERAL, OFFICE OF THE TEXAS ATTORNEY GENERAL; ACCOMPANIED BY DAVID BOATRIGHT, SUPERVISORY AGENT, OFFICE OF THE TEXAS ATTORNEY GENERAL PAGE 65 STATEMENT OF RAYMOND C. HEMMIG, CHAIRMAN, ACE CASH EXPRESS, INC., ON BEHALF OF THE NATIONAL CHECK CASHERS ASSOCIATION, INC. PAGE 95 STATEMENT OF EZRA C. LEVINE, PARTNER, HOWREY & SIMON, ON BEHALF OF THE NON-BANK FUNDS TRANSMITTERS GROUP PAGE 98 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING