SPEAKER INDEX    CONTENTS   INSERTS   
CLARK           74     86  
DALLIS          67     68  
FRIEDMAN        61     91  
GENSLER         18     25     27     28     29     30     35     37     40  
                45     46     47     53     54     56     57     59     60  
GOLDEN          78     92  
GONZALEZ        59     91     92  
GOODE           53     54     55     56     57     58  
JONES           24     31     38     41     49     50     51     52     53  
                57     60  
KELLY            8  
KENNEDY         11  
LAFALCE          3     26     27     28     47     48     67     68  
LAZAR           21     26     30     34     35     36     38     42     43  
                44     45     46     49     50     51     53     54     55  
                56     58     59     60  
LEACH            1      5      8      9     10     11     14     17     20  
                21     24     26     28     32     36     37     39     42  
                43     48     50     53     58     59     60     61     64  
                67     71     74     77     78     81     85     90     92  
LEE             37     38     39  
MASCARA         58     59  
MELVIN          71     89     90  
PINSKY          81     86     87  
RILEY           48     49     50  
ROUKEMA         29     30     31     32  
RUSH            15     17  
SANDLIN         36     37  
SCHAKOWSKY      10  
SISSON          64     67     68  
TERRY           39     40     41     42     43  
VELAZQUEZ       43     44     45     46     47     48  
VENTO            5     17     32     34     35     85     86     87     88  
                89     90  
WATT             9     10  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. EDWARD M. KENNEDY, A UNITED STATES SENATOR FROM THE STATE OF MASSACHUSETTS
                                                                 PAGE    11

STATEMENT OF HON. BOBBY L. RUSH, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF ILLINOIS
                                                                 PAGE    15

STATEMENT OF HON. GARY GENSLER, UNDER SECRETARY FOR DOMESTIC FINANCE, DEPARTMENT OF THE TREASURY
                                                                 PAGE    18

STATEMENT OF ELLEN W. LAZAR, DIRECTOR, COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS FUND; 
ACCOMPANIED BY MAURICE JONES, DEPUTY DIRECTOR FOR POLICY AND PROGRAMS, AND PAUL GENTILLE, DEPUTY 
DIRECTOR FOR MANAGEMENT/CFO
                                                                 PAGE    21

STATEMENT OF JASON J. FRIEDMAN, VICE PRESIDENT, INSTITUTE FOR SOCIAL AND ECONOMIC DEVELOPMENT
                                                                 PAGE    61

STATEMENT OF MARGUERITE SISSON, PRESIDENT, RIVER CITY CLEANING, CLINTON, IA
                                                                 PAGE    64

STATEMENT OF JOAN DALLIS, VICE PRESIDENT, RURAL OPPORTUNITIES ENTERPRISE CENTER, INC., ROCHESTER, 
NY
                                                                 PAGE    67

STATEMENT OF KARLA MELVIN, DIRECTOR, EMPLOYMENT SERVICES, WOMEN VENTURE, ST. PAUL, MN
                                                                 PAGE    71

STATEMENT OF PEGGY CLARK, EXECUTIVE DIRECTOR, ECONOMIC OPPORTUNITIES PROGRAM, THE ASPEN INSTITUTE
                                                                 PAGE    74

STATEMENT OF ELLEN F. GOLDEN, CHAIR, BOARD OF DIRECTORS, ASSOCIATION FOR ENTERPRISE OPPORTUNITY, 
CHICAGO, IL
                                                                 PAGE    78

STATEMENT OF MARK PINSKY, CHAIRMAN, COALITION OF COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS, 
PHILADELPHIA, PA
                                                                 PAGE    81


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING