SPEAKER INDEX    CONTENTS   INSERTS   
ARMSTRONG       35  
BAKER           37  
BENTSEN         10     15     17     18     19     20     22     35     36  
                37  
BEREUTER         4     14     17     19     20     22     32     34     62  
                64     65  
BLUMENAUER       8     14     20  
CONRAD          52     55     56     61     66  
CZERWINSKI      45     58     60     68  
FRANK           30  
GOODE           66  
JONES           18     21     22     24     30     31     32     41     43  
KELLY            4     39     67     68  
LAZIO            1      3      4      8     10     13     14     16     18  
                21     23     27     29     30     32     34     37     39  
                41     43     48     52     55     56     57     58     62  
                65     67     68  
PROCACCINI      68  
QUINN           48     57     59     64     65     67  
ROUKEMA         16     17     18  
TERRY           18     21  
VENTO           58     60     62  
WITT            23     24     28     29     30     31     32     33     34  
                35     36     40     42     43  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. DOUG BEREUTER, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF NEBRASKA
                                                                 PAGE     4

STATEMENT OF HON. EARL BLUMENAUER, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF OREGON
                                                                 PAGE     8

STATEMENT OF HON. KEN BENTSEN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF TEXAS
                                                                 PAGE    10

STATEMENT OF HON. JAMES LEE WITT, DIRECTOR, FEDERAL EMERGENCY MANAGEMENT AGENCY; ACCOMPANIED BY JO 
ANN HOWARD, ADMINISTRATOR, FEDERAL INSURANCE ADMINISTRATION; AND MICHAEL ARMSTRONG, ASSOCIATE 
DIRECTOR, MITIGATION DIRECTORATE
                                                                 PAGE    23

STATEMENT OF STANLEY J. CZERWINSKI, ASSOCIATE DIRECTOR, HOUSING AND COMMUNITY DEVELOPMENT ISSUES, 
RESOURCES, COMMUNITY, AND ECONOMIC DEVELOPMENT DIVISION, U.S. GENERAL ACCOUNTING OFFICE; 
ACCOMPANIED BY ROBERT PROCACCINI, ASSISTANT DIRECTOR
                                                                 PAGE    44

STATEMENT OF REBECCA QUINN, ASFPM LEGISLATIVE OFFICER, ON BEHALF OF THE ASSOCIATION OF STATE 
FLOODPLAIN MANAGERS, INC.
                                                                 PAGE    48

STATEMENT OF DAVID R. CONRAD, WATER RESOURCES SPECIALIST, OFFICE OF FEDERAL AND INTERNATIONAL 
AFFAIRS, NATIONAL WILDLIFE FEDERATION
                                                                 PAGE    52


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING