SPEAKER INDEX Segment 1 of 2 Next Segment (2) CONTENTS INSERTS APGAR 64 77 78 79 81 82 87 88 89 92 93 94 95 97 98 102 103 104 105 106 107 108 110 111 113 114 115 116 117 118 119 BAKER 1 4 7 8 10 11 12 17 18 19 20 21 25 27 30 31 34 36 39 42 43 44 45 47 48 49 50 51 56 59 62 63 67 72 77 78 79 80 81 82 83 87 92 93 94 98 99 101 110 111 114 115 120 121 122 BENTSEN 35 93 94 95 96 97 98 99 COOK 10 37 38 39 FALCON 68 81 82 90 114 116 117 119 GENSLER 12 17 18 19 20 21 22 23 24 26 28 29 30 31 32 33 37 38 39 40 41 42 50 51 52 53 54 55 57 58 59 60 61 62 HILL 11 51 52 53 54 55 56 HOOLEY 59 60 61 62 JONES 44 103 115 116 117 118 119 121 122 KANJORKSI 4 KANJORSKI 21 22 23 24 46 62 63 83 84 85 86 87 101 LEACH 3 MALONEY 56 57 58 59 112 113 114 MORRISON 72 79 80 83 85 86 87 90 96 99 101 116 117 RILEY 11 ROUKEMA 8 9 31 32 33 34 SWEENEY 8 25 26 27 VELAZQUEZ 87 88 89 90 91 WATERS 39 40 41 42 43 44 45 46 47 48 49 63 101 102 103 104 105 106 107 108 110 WEYGAND 27 28 29 30 33 CONTENTS SPEAKERS INSERTS STATEMENT OF HON. GARY GENSLER, UNDER SECRETARY FOR DOMESTIC FINANCE, DEPARTMENT OF THE TREASURY PAGE 12 STATEMENT OF HON. WILLIAM APGAR, ASSISTANT SECRETARY FOR HOUSING, FEDERAL HOUSING COMMISSIONER, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT PAGE 64 STATEMENT OF HON. ARMANDO FALCON, JR., DIRECTOR, OFFICE OF FEDERAL HOUSING ENTERPRISE OVERSIGHT PAGE 68 STATEMENT OF HON. BRUCE MORRISON, CHAIRMAN, FEDERAL HOUSING FINANCE BOARD PAGE 72 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING