SPEAKER INDEX CONTENTS INSERTS ALFORD 60 80 89 92 93 BAKER 1 4 5 6 12 18 19 20 21 22 23 28 29 30 31 36 37 40 43 46 47 48 49 50 54 55 59 62 63 67 71 75 77 78 79 80 84 87 93 BENSTEN 54 BENTSEN 24 25 26 28 50 51 52 53 54 BIGGERT 5 40 41 43 CAPUANO 46 54 GENSLER 6 12 19 20 21 26 27 28 39 42 45 47 52 53 54 KANJORSKI 3 4 36 37 38 39 40 49 80 81 82 83 84 85 86 LACKRITZ 55 78 84 85 87 LUCAS 5 28 29 MALONEY 43 44 45 46 87 88 89 90 92 93 MERCER 63 79 88 90 MEYER 13 20 21 23 24 25 27 28 29 30 31 33 34 35 36 37 38 39 40 41 42 43 44 48 51 52 53 TOOMEY 32 33 34 35 WALKER 71 77 78 81 82 83 84 85 88 90 92 WATERS 29 30 31 WHALEY 67 80 86 88 91 93 CONTENTS SPEAKERS INSERTS STATEMENT OF HON. GARY GENSLER, UNDER SECRETARY FOR DOMESTIC FINANCE, DEPARTMENT OF THE TREASURY PAGE 6 STATEMENT OF HON. LAURENCE H. MEYER, MEMBER, BOARD OF GOVERNORS, FEDERAL RESERVE SYSTEM PAGE 13 STATEMENT OF MARC E. LACKRITZ, PRESIDENT, SECURITIES INDUSTRY ASSOCIATION PAGE 55 STATEMENT OF HARRY C. ALFORD, PRESIDENT/CEO, NATIONAL BLACK CHAMBER OF COMMERCE, INC. PAGE 60 STATEMENT OF LEE W. MERCER, PRESIDENT, NATIONAL ASSOCIATION OF SMALL BUSINESS INVESTMENT COMPANIES PAGE 63 STATEMENT OF JOHN P. WHALEY, PARTNER, NORWEST EQUITY PARTNERS, NORWEST VENTURE PARTNERS, WELLS FARGO, ON BEHALF OF THE AMERICAN BANKERS ASSOCIATION AND THE AMERICAN BANKERS ASSOCIATION SECURITIES ASSOCIATION PAGE 67 STATEMENT OF JEFFREY WALKER, MANAGING PARTNER, CHASE CAPITAL PARTNERS, ON BEHALF OF THE FINANCIAL SERVICES ROUNDTABLE PAGE 71 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING