SPEAKER INDEX    CONTENTS   INSERTS   
ALFORD          60     80     89     92     93  
BAKER            1      4      5      6     12     18     19     20     21  
                22     23     28     29     30     31     36     37     40  
                43     46     47     48     49     50     54     55     59  
                62     63     67     71     75     77     78     79     80  
                84     87     93  
BENSTEN         54  
BENTSEN         24     25     26     28     50     51     52     53     54  
BIGGERT          5     40     41     43  
CAPUANO         46     54  
GENSLER          6     12     19     20     21     26     27     28     39  
                42     45     47     52     53     54  
KANJORSKI        3      4     36     37     38     39     40     49     80  
                81     82     83     84     85     86  
LACKRITZ        55     78     84     85     87  
LUCAS            5     28     29  
MALONEY         43     44     45     46     87     88     89     90     92  
                93  
MERCER          63     79     88     90  
MEYER           13     20     21     23     24     25     27     28     29  
                30     31     33     34     35     36     37     38     39  
                40     41     42     43     44     48     51     52     53  
TOOMEY          32     33     34     35  
WALKER          71     77     78     81     82     83     84     85     88  
                90     92  
WATERS          29     30     31  
WHALEY          67     80     86     88     91     93  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. GARY GENSLER, UNDER SECRETARY FOR DOMESTIC FINANCE,  DEPARTMENT OF THE TREASURY
                                                                 PAGE     6

STATEMENT OF HON. LAURENCE H. MEYER, MEMBER, BOARD OF GOVERNORS, FEDERAL RESERVE SYSTEM
                                                                 PAGE    13

STATEMENT OF MARC E. LACKRITZ, PRESIDENT, SECURITIES INDUSTRY ASSOCIATION
                                                                 PAGE    55

STATEMENT OF HARRY C. ALFORD, PRESIDENT/CEO, NATIONAL BLACK CHAMBER OF COMMERCE, INC.
                                                                 PAGE    60

STATEMENT OF LEE W. MERCER, PRESIDENT, NATIONAL ASSOCIATION OF SMALL BUSINESS INVESTMENT COMPANIES
                                                                 PAGE    63

STATEMENT OF JOHN P. WHALEY, PARTNER, NORWEST EQUITY PARTNERS, NORWEST VENTURE PARTNERS, WELLS 
FARGO, ON BEHALF OF THE AMERICAN BANKERS ASSOCIATION AND THE AMERICAN BANKERS ASSOCIATION 
SECURITIES ASSOCIATION
                                                                 PAGE    67

STATEMENT OF JEFFREY WALKER, MANAGING PARTNER, CHASE CAPITAL PARTNERS, ON BEHALF OF THE FINANCIAL 
SERVICES ROUNDTABLE
                                                                 PAGE    71


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING