SPEAKER INDEX CONTENTS INSERTS ACKERMAN 33 34 87 88 89 BARTLETT 71 85 92 BEASON 95 96 BENTSEN 28 29 30 58 61 63 64 65 BEREUTER 20 21 22 BIGGERT 31 32 33 58 59 60 90 91 92 93 94 BRAIN 74 BREITENSTEIN 98 101 102 118 CAPUANO 43 44 45 46 CARSON 37 GENSLER 10 16 17 18 19 21 22 23 24 25 26 27 29 30 31 32 33 34 35 36 39 41 42 44 45 46 47 GONZALEZ 40 41 42 43 HARDING 68 86 91 95 HENDRICKS 103 118 119 HOOLEY 35 36 INSLEE 37 39 KELLY 25 26 27 28 LAFALCE 4 5 18 19 20 42 54 55 56 57 58 101 116 118 119 LEACH 1 4 5 8 9 10 15 17 20 22 25 28 31 33 34 35 37 40 43 46 47 48 52 54 58 61 67 71 74 77 79 81 84 87 89 90 91 94 95 96 98 101 102 103 106 110 113 116 120 LUCAS 43 MALONEY 22 23 24 25 MEYER 81 87 88 89 MIERZWINSKI 107 MOORE 40 47 PRITTS 110 RHEEL 77 90 93 94 ROUKEMA 8 15 16 17 52 65 66 84 86 RYUN 47 52 53 54 SCHAKOWSKY 46 SEBELIUS 49 53 55 56 57 58 59 60 62 63 64 66 67 TERRY 35 WEICH 113 YINGLING 79 CONTENTS SPEAKERS INSERTS STATEMENT OF HON. GARY GENSLER, UNDER SECRETARY FOR DOMESTIC FINANCE, DEPARTMENT OF THE TREASURY PAGE 9 STATEMENT OF HON. KATHLEEN SEBELIUS, COMMISSIONER OF INSURANCE, STATE OF KANSAS; VICE PRESIDENT, NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS PAGE 49 STATEMENT OF DR. RICHARD K. HARDING, M.D., PRESIDENT-ELECT, AMERICAN PSYCHIATRIC ASSOCIATION, VICE CHAIR, CLINICAL AFFAIRS AND PROFESSOR OF PSYCHIATRICS AND PEDIATRICS, UNIVERSITY OF SOUTH CAROLINA SCHOOL OF MEDICINE PAGE 67 STATEMENT OF HON. STEVEN BARTLETT, PRESIDENT, FINANCIAL SERVICES ROUNDTABLE PAGE 71 STATEMENT OF DONALD C. BRAIN, JR., CPA; PRESIDENT, LOCKTON BENEFIT COMPANY, ON BEHALF OF THE INDEPENDENT INSURANCE AGENTS OF AMERICA PAGE 74 STATEMENT OF ROBERT H. RHEEL, SENIOR VICE PRESIDENT, FIREMAN'S FUND, ON BEHALF OF THE AMERICAN INSURANCE ASSOCIATION PAGE 77 STATEMENT OF EDWARD L. YINGLING, DEPUTY EXECUTIVE VICE PRESIDENT, AMERICAN BANKERS ASSOCIATION PAGE 79 STATEMENT OF MS. ROBBIE MEYER, SENIOR COUNSEL, AMERICAN COUNCIL OF LIFE INSURERS PAGE 81 STATEMENT OF NICOLE BEASON, ESTHER PETERSON FELLOW, WASHINGTON OFFICE, CONSUMERS UNION PAGE 95 STATEMENT OF A.G. BREITENSTEIN, JD, MPH, CHIEF PRIVACY OFFICER, CHOOSING.HEALTH.COM PAGE 98 STATEMENT OF EVAN HENDRICKS, EDITOR AND PUBLISHER, ''PRIVACY TIMES'' PAGE 103 STATEMENT OF EDMUND MIERZWINSKI, CONSUMER PROGRAM DIRECTOR, U.S. PUBLIC INTEREST RESEARCH GROUP PAGE 107 STATEMENT OF JOY L. PRITTS, SENIOR COUNSEL, HEALTH PRIVACY GROUP, GEORGETOWN UNIVERSITY PAGE 110 STATEMENT OF RONALD WEICH, PARTNER, ZUCKERMAN, SPAEDER, GOLDSTEIN, TAYLOR AND KOLKER, LLP, ON BEHALF OF THE AMERICAN CIVIL LIBERTIES UNION PAGE 113 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING