SPEAKER INDEX    CONTENTS   INSERTS   
BENTSEN         18     19     51     53     55  
BEREUTER         5  
BRACEWELL       31     46     50     59     63     64     68  
GENSLER          6      7      9     11     12     13     14     15     16  
                17     18  
INSLEE          18  
KRIEGER         28     30     45     46     50     57     58     59     62  
LAFALCE          3     11     12     13     14     25     41     43     44  
                45     46     47     60     62     64     65     66     67  
                68  
LEACH            1      5      6      9     10     15     17     18     19  
                20     23     27     30     31     35     37     38     41  
                47     51     55     56     61     64     68     69  
MIERZWINSKI    23     25     38     43     46     47     49     50     55  
                58     59     60     68  
OSE             18     47     48     49     50     51  
SCHAKOWSKY      56     58     59     60     61  
STEGMAN         19     20     36     40     42     43     48     49     52  
                54     56     60     65     66     67  
TERRY           15     16     17  
WATT            51     61     62     63     64     69  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. GARY GENSLER, UNDER SECRETARY FOR DOMESTIC FINANCE, DEPARTMENT OF THE TREASURY
                                                                 PAGE     6

STATEMENT OF MICHAEL A. STEGMAN, MacRAE DISTINGUISHED PROFESSOR OF PUBLIC POLICY AND BUSINESS; 
CHAIRMAN, PUBLIC POLICY CURRICULUM, DIRECTOR, CENTER FOR COMMUNITY CAPITALISM, FRANK HAWKINS KENAN 
INSTITUTE OF PRIVATE ENTERPRISE, KENAN-FLAGLER BUSINESS SCHOOL, UNIVERSITY OF NORTH CAROLINA
                                                                 PAGE    19

STATEMENT OF EDMUND MIERZWINSKI, CONSUMER PROGRAM DIRECTOR, U.S. PIRG
                                                                 PAGE    23

STATEMENT OF DANIEL L. KRIEGER, CHAIRMAN, PRESIDENT AND CEO, FIRST NATIONAL BANK, AMES, IOWA, ON 
BEHALF OF AMERICAN BANKERS ASSOCIATION
                                                                 PAGE    28

STATEMENT OF JOSEPH S. BRACEWELL, PRESIDENT AND CEO, CENTURY NATIONAL BANK, WASHINGTON, DC., ON 
BEHALF OF INDEPENDENT COMMUNITY BANKERS OF AMERICA
                                                                 PAGE    31


INSERTS    SPEAKERS   CONTENTS   
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