SPEAKER INDEX CONTENTS INSERTS
ANDREWS 31 87 108
APGAR 48 86 123 124
BACHUS 99 101
BAKER 1 6 7 8 11 15 18 19 20
48 58 59 60 61 62 63 64 65
66 67 68 69 70 71 95 99 103
116 117 118 120 122 123 124 126 127
128 130 131 132 136 138 139 142 143
147 148
BARTLETT 33 87 100 135
BENTSEN 40 42 44 45 47 48
CAPUANO 34
CLOUTIER 88
COOK 132 134 135 142
CUNNINGHAM 25 26 27 28
DELK 8 23 24 31 34 43 44 67 68
69 114 115 128 130 133 134
DONILON 8 11 28 40 45 125 127 128
FALCON 45 47 64 65 66 92 113
GLASER 120 132
GOLDING 69 70
HAGE 15
HOWARD 21 22 44 57 58 59 60 61 62
63 106 111 112 113 135
JONES 19 26 27 63 84 85 87 88 118
139
KANJORKSI 48
KANJORSKI 4 6 18 19 20 21 22 25 26
28 31 32 33 34 35 36 38 39
40 42 45 48 72 75 76 77 78
79 80 81 82 83 85 86 88 91
92 93 94 95 96 97 98 118 132
143 148
KHEDOURI 73 76 77 117
MARKS 20 21 22 23 24 30 31 45 81
84 93 94 95
MCCOOL 122
MILES 109 111 122
MOORE 97 98 131
MORRIS 19 87 88
RYAN 103 108 109 110 111 112 113 114 115
116 138
SIGLIN 84
TAYLOR 35 37 39 40 95 137
THOMPSON 136
TORRES 81 82 83 96
WALLISON 78 79 80
CONTENTS SPEAKERS INSERTS
STATEMENT OF MITCH DELK, SENIOR VICE PRESIDENT FOR GOVERNMENT AFFAIRS, FREDDIE MAC, ACCOMPANIED BY
ED GOLDING, SENIOR VICE PRESIDENT FOR FINANCIAL RESEARCH, FREDDIE MAC
PAGE 8
STATEMENT OF TOM DONILON, EXECUTIVE VICE PRESIDENT FOR LAW AND POLICY, FANNIE MAE, ACCOMPANIED BY
TIM HOWARD, SENIOR VICE PRESIDENT FOR FINANCIAL RESEARCH, FREDDIE MAC
PAGE 11
STATEMENT OF CURTIS L. HAGE, CHAIRMAN, COUNCIL OF FEDERAL HOME LOAN BANKS, ACCOMPANIED BY MIKE
JESSEE, PRESIDENT AND CEO, FEDERAL HOME LOAN BANK OF BOSTON
PAGE 15
STATEMENT OF LOREN J. MORRIS, VICE PRESIDENT, DEVELOPMENT HOUSEHOLD FINANCIAL SERVICES, HOUSEHOLD
INTERNATIONAL, INC.
PAGE 19
STATEMENT OF BRUCE MARKS, CHIEF EXECUTIVE OFFICER, NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA
PAGE 20
STATEMENT OF TIM HOWARD, CHIEF FINANCIAL OFFICER, FANNIE MAE
PAGE 21
STATEMENT OF WILLIAM M. CUNNINGHAM, REGISTERED INVESTMENT ADVISER
PAGE 25
STATEMENT OF WRIGHT ANDREWS, MANAGING PARTNER, NATIONAL HOME EQUITY MORTGAGE ASSOCIATION
PAGE 31
STATEMENT OF HON. STEVEN BARTLETT, PRESIDENT, FINANCIAL SERVICES ROUNDTABLE
PAGE 33
STATEMENT OF JOHN E. TAYLOR, PRESIDENT AND CEO, NATIONAL COMMUNITY REINVESTMENT COALITION
PAGE 35
STATEMENT OF ARMANDO FALCON, DIRECTOR, OFFICE OF FEDERAL HOUSING ENTERPRISE OVERSIGHT
PAGE 45
STATEMENT OF HON. WILLIAM APGAR, ASSISTANT SECRETARY FOR HOUSING, DEPARTMENT OF HOUSING AND URBAN
DEVELOPMENT, CHAIRMAN, FEDERAL HOUSING FINANCE BOARD
PAGE 48
STATEMENT OF FREDERICK N. KHEDOURI, SENIOR MANAGING DIRECTOR, FINANCIAL INSTITUTIONS, BEAR STEARNS
PAGE 73
STATEMENT OF PETER J. WALLISON, RESIDENT FELLOW, AMERICAN ENTERPRISE INSTITUTE
PAGE 78
STATEMENT OF FRANK TORRES, LEGISLATIVE COUNSEL, CONSUMERS UNION
PAGE 81
STATEMENT OF KRISTIN SIGLIN, VICE PRESIDENT OF PUBLIC POLICY, ENTERPRISE FOUNDATION
PAGE 84
STATEMENT OF C.R. ''RUSTY'' CLOUTIER, PRESIDENT, MIDSOUTH NATIONAL BANK, ON BEHALF OF THE
INDEPENDENT COMMUNITY BANKERS OF AMERICA
PAGE 88
STATEMENT OF STEPHEN MOORE, ADJUNCT FELLOW, THE CATO INSTITUTE
PAGE 97
STATEMENT OF BARBARA MILES, SPECIALIST IN FINANCIAL INSTITUTIONS, GOVERNMENT AND FINANCE
DIVISION, CRS
PAGE 109
STATEMENT OF HOWARD GLASER, SENIOR STAFF VICE PRESIDENT, GOVERNMENT AFFAIRS/GENERAL COUNSEL,
MORTGAGE BANKERS ASSOCIATION OF AMERICA
PAGE 120
STATEMENT OF TOMMY THOMPSON, PAST PRESIDENT, NAHB HOUSING COMMITTEE CHAIRMAN, NATIONAL ASSOCIATION
OF HOME BUILDERS
PAGE 136
INSERTS SPEAKERS CONTENTS
NO INSERTS IN THIS HEARING