SPEAKER INDEX    CONTENTS   INSERTS   
BACHUS           5     30     31     32     33     34     53     54     55  
                56     57     59     61     65     66     69     75     76  
                77     79     82     83     84     86     88     91     92  
                93  
BAKER            2      5      7     10     12     18     22     23     24  
                25     26     27     30     34     35     38     43     46  
                47     48     49     53     57     58     59     60     61  
                79     81     82     83     84     85     91  
BENTSEN         27     28     29     49     50     51     52  
BIGGERT         46  
FORD            35  
GRAUER          65     66     70     76     81     82     85     86     88  
                90  
GRUCCI          46  
HAWKE           19     28     38     39     40     50     51     52     55  
                56     59     60  
HINOJOSA        35     46  
KABEL           62     65     75     78     83     85     88     92  
KANJORSKI        3  
KELLY           10     43     44     45     46  
LUCAS           35  
MALONEY         38     39     40     41     42     59     60     77     78  
                79  
MEYER           12     24     25     26     27     28     29     30     32  
                33     34     36     37     38     41     42     43     44  
                45     47     48     49     51     53     54     55     56  
                57     58     59     60  
OXLEY           23  
ROUKEMA         35     37     38  
WATERS           7     92  
WHALEY          66     77     78     83     85     88     92     93  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. LAURENCE H. MEYER, GOVERNOR, BOARD OF GOVERNORS, FEDERAL RESERVE SYSTEM
                                                                 PAGE    12

STATEMENT OF HON. JOHN D. HAWKE, JR., COMPTROLLER OF THE CURRENCY,  DEPARTMENT OF THE TREASURY
                                                                 PAGE    19

STATEMENT OF ROBERT J. KABEL, PARTNER, MANATT, PHELPS AND PHILLIPS, LLP; ON BEHALF OF THE BANK 
PRIVATE EQUITY COALITION
                                                                 PAGE    62

STATEMENT OF JOHN P. WHALEY, PARTNER, NORWEST EQUITY PARTNERS AND NORWEST VENTURE PARTNERS, ON 
BEHALF OF AMERICAN BANKERS ASSOCIATION SECURITIES ASSOCIATION
                                                                 PAGE    66

STATEMENT OF PETER A. GRAUER, MANAGING DIRECTOR, LEVERAGED CORPORATE PRIVATE EQUITY GROUP, ON 
BEHALF OF CREDIT SUISSE FIRST BOSTON PRIVATE EQUITY, THE SECURITIES INDUSTRY ASSOCIATION AND THE 
FINANCIAL SERVICES ROUNDTABLE
                                                                 PAGE    70


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING