SPEAKER INDEX    CONTENTS   INSERTS   
BAKER            1      4      7      8      9     11     12     13     16  
                19     22     23     24     25     29     32     33     37  
                41     42     46     47     49     53  
BARR            33     34     35     36     37  
BIGGERT          4     11  
COUNSELMAN      16     24     28     38     39     40     41     43     44  
                45     46     52  
INSLEE          12  
ISRAEL          11     32     33  
JONES           37     38     39     40     41     42  
KANJORSKI        2      9     10     25     26     27     28     29  
KELLY            5      8      9     10     11     12     29     30     31  
                32     53  
KIRVEN          13     22     25     26     27     29     30     31     35  
                36     39     41     42     48     49  
MEEKS           48     49  
MILLER          43     44     45     46     47  
SMITH           19     27     32     33     34     35     36     37     38  
                40     41     47     50     51     52  
WELDON          50     51     52     53  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. SUE W. KELLY, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF NEW YORK
                                                                 PAGE     5

STATEMENT OF HON. WILLIAM J. KIRVEN III, COMMISSIONER OF INSURANCE, STATE OF COLORADO; CHAIR, 
WESTERN ZONE, NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS; CO-CHAIR, NAIC'S FINANCIAL SERVICES 
MODERNIZATION WORKING GROUP ON NARAB; ON BEHALF OF THE NAIC
                                                                 PAGE    12

STATEMENT OF ALBERT R. COUNSELMAN, PRESIDENT, RIGGS, COUNSELMAN, MICHAELS & DOWNES, BALTIMORE, MD; 
PAST CHAIRMAN, COUNCIL OF INSURANCE AGENTS AND BROKERS
                                                                 PAGE    16

STATEMENT OF RONALD A. SMITH, PRESIDENT, SMITH, SAWYER & SMITH, INC., ROCHESTER, IN;  STATE 
GOVERNMENT AFFAIRS CHAIRMAN AND PAST PRESIDENT, INDEPENDENT INSURANCE AGENTS OF AMERICA; ON BEHALF 
OF THE IIAA, NATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS, AND THE NATIONAL 
ASSOCIATION OF PROFESSIONAL INSURANCE AGENTS
                                                                 PAGE    19


INSERTS    SPEAKERS   CONTENTS   
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