SPEAKER INDEX CONTENTS INSERTS BACHUS 1 4 5 8 11 14 16 17 20 21 25 38 40 46 47 48 50 53 54 57 62 65 69 70 71 BIGGERT 35 36 37 38 FARMER 47 49 67 FREDERICK 51 GOODLATTE 12 16 19 23 26 28 33 34 35 40 43 44 45 46 47 66 67 68 69 GRUCCI 41 42 HINOJOSA 33 34 35 HOOLEY 26 27 28 29 KELLY 35 38 39 40 43 62 29 31 32 KYL 5 20 22 24 25 30 35 39 40 41 42 45 46 LAFALCE 2 9 17 19 20 LEACH 9 15 19 24 27 28 32 36 37 38 39 MANZULLO 43 44 45 46 MCGUINN 57 58 68 69 70 71 OXLEY 22 23 24 25 RYUN 38 47 SHERMAN 4 5 VANNORMAN 53 54 CONTENTS SPEAKERS INSERTS STATEMENT OF HON. JON KYL, A U.S. SENATOR FROM THE STATE OF ARIZONA PAGE 5 STATEMENT OF HON. JAMES A. LEACH, A MEMBER OF CONGRESS FROM THE STATE OF IOWA PAGE 9 STATEMENT OF HON. BOB GOODLATTE, A MEMBER OF CONGRESS FROM THE STATE OF VIRGINIA PAGE 11 STATEMENT OF MICHAEL L. FARMER, SENIOR VICE PRESIDENT, RISK MANAGEMENT OPERATIONS, WACHOVIA BANK CARD SERVICES PAGE 48 STATEMENT OF DR. BOB FREDERICK, CHAIRMAN, NATIONAL COLLEGIATE ATHLETIC ASSOCIATION COMMITTEE ON SPORTSMANSHIP AND ETHICAL CONDUCT PAGE 51 STATEMENT OF MARK VanNORMAN, EXECUTIVE DIRECTOR, NATIONAL INDIAN GAMING ASSOCIATION PAGE 53 STATEMENT OF EDWIN J. McGUINN, CEO, eLOT, INC. PAGE 57 STATEMENT OF TIMOTHY A. KELLY, Ph.D., EXECUTIVE DIRECTOR, NATIONAL GAMBLING IMPACT STUDY COMMISSION PAGE 62 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING