SPEAKER INDEX    CONTENTS   INSERTS   
BACHUS          64     65     66     67     68  
BEREUTER         7     23     24     25     26  
BYRNE           51     58     59     60     61  
CROWLEY          8      9     27  
EMERSON         46     58     65     66     67     68  
GRUCCI          36     42     43     44  
GUTIERREZ        4     32     33     34     38     61     62  
HERRERA         55     61     64  
KELLY            1      7      8     10     15     16     20     23     26  
                28     30     31     32     36     38     39     40     41  
                42     44     45     48     51     54     57     58     59  
                60     61     64     68  
LORMEL          20     24     25     44  
NEUBERT         48  
NEWCOMB         28  
SLOAN           26     42     40  
TIBERI          28     36     37     38  
WARREN          16     29     31     32     37     39  
ZARATE          11     15     27     29     30     33     37     38     39  
                40     42     43     45  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. JUAN C. ZARATE, DEPUTY ASSISTANT SECRETARY, TERRORISM AND VIOLENT CRIME, U.S. 
DEPARTMENT OF THE TREASURY
                                                                 PAGE    11

STATEMENT OF MARY LEE WARREN, DEPUTY ASSISTANT ATTORNEY GENERAL, CRIMINAL DIVISION, U.S. 
DEPARTMENT OF JUSTICE
                                                                 PAGE    16

STATEMENT OF DENNIS M. LORMEL, CHIEF, FINANCIAL CRIMES SECTION, CRIMINAL INVESTIGATIONS DIVISION, 
FEDERAL BUREAU OF INVESTIGATION
                                                                 PAGE    20

STATEMENT OF STEVEN EMERSON, EXECUTIVE DIRECTOR, THE INVESTIGATIVE PROJECT
                                                                 PAGE    46

STATEMENT OF JEFFREY P. NEUBERT, PRESIDENT AND CEO, THE NEW YORK CLEARING HOUSE ASSOCIATION, L.L.C.
                                                                 PAGE    48

STATEMENT OF JOHN J. BYRNE, SENIOR COUNSEL AND COMPLIANCE MANAGER, AMERICAN BANKERS ASSOCIATION
                                                                 PAGE    51

STATEMENT OF JOHN A. HERRERA, VICE PRESIDENT FOR LATINO/HISPANIC AFFAIRS,  SELF-HELP CREDIT UNION, 
ON BEHALF OF THE CREDIT UNION NATIONAL ASSOCIATION AND WORLD COUNCIL OF CREDIT UNIONS
                                                                 PAGE    54


INSERTS    SPEAKERS   CONTENTS   
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