SPEAKER INDEX CONTENTS INSERTS BEREUTER 7 24 55 BIGGERT 33 34 35 FRANK 28 29 30 31 GONZALEZ 35 LAFALCE 4 LEACH 50 52 54 O'NEILL 12 13 18 19 21 22 23 26 29 30 31 32 33 34 35 37 38 41 43 44 46 48 50 52 54 OSE 43 44 OXLEY 1 7 9 12 13 17 18 19 20 23 28 32 35 36 38 42 45 47 48 50 54 55 PAUL 36 SANDERS 9 12 20 22 23 SHERMAN 39 41 TIBERI 48 49 WATERS 45 47 48 CONTENTS SPEAKERS INSERTS STATEMENT OF HON. PAUL H. O'NEILL, SECRETARY, U.S. DEPARTMENT OF THE TREASURY PAGE 12 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING