SPEAKER INDEX    CONTENTS   INSERTS   
BERNARDI        25     29     30     32     33     34     35     36     37  
                38     39     40     41     42     43     44     45     46  
                47     48     50     51     53     54     55     56     57  
                59     60     61     62     63     64     65     66     67  
                68     69     70  
BREGON          63     64  
CLAY             9     49     50     51     52     53  
COHEN           82  
FRANK            3     10     11     14     22     24     37     38     39  
                40     41     42     43     44     45     56     66     73  
                88     97     98    101    102    103    106    107  
GONZALEZ        87     88  
GRAMLICH        91     98  
GRUCCI           8     45     46     48  
HOOVER          94    106    107  
ISRAEL          68     69  
JONES            7     57     61     62     63     64     65     66  
KELLY            1      6      7      8      9     10     11     12     13  
                14     19     20     21     23     24     29     30     31  
                32     33     34     35     36     37     45     49     52  
                53     55     57     61     63     66     67     68     70  
                73     77     78     81     84     87     88     91     94  
                97     99    101    106    107  
KENNEDY         52  
LEE             10     53     54     55     56     57  
MCNEIL          85  
MEEK            14     19     20     21     24  
MILLER           6  
OROS            78    100  
ROS-LEHTINEN    21     22     24  
SHAYS           11     13  
SPANO           74     77    101    102    103  
WATERS          58     59     60     61     66     67  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. CHRISTOPHER SHAYS, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF CONNECTICUT
                                                                 PAGE    11

STATEMENT OF HON. CARRIE P. MEEK, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF FLORIDA
                                                                 PAGE    14

STATEMENT OF HON. ILEANA ROS-LEHTINEN, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF FLORIDA
                                                                 PAGE    21

STATEMENT OF HON. ROY A. BERNARDI, ASSISTANT SECRETARY, OFFICE OF COMMUNITY PLANNING AND 
DEVELOPMENT, U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
                                                                 PAGE    25

STATEMENT OF HON. ANDREW SPANO, COUNTY EXECUTIVE, WESTCHESTER COUNTY, NY
                                                                 PAGE    73

STATEMENT OF HON. GEORGE OROS, MINORITY LEADER, WESTCHESTER COUNTY, NEW YORK, BOARD OF LEGISLATORS
                                                                 PAGE    78

STATEMENT OF HON. DAVID COHEN, MAYOR, NEWTON, MA
                                                                 PAGE    81

STATEMENT OF JOSEPHINE McNEIL, DIRECTOR, CITIZENS AFFORDABLE HOUSING DEVELOPMENT ORGANIZATION OF 
NEWTON, MA
                                                                 PAGE    85

STATEMENT OF YVONNE GONZALEZ, CEO, RIO GRANDE VALLEY EMPOWERMENT ZONE CORPORATION, MERCEDES, TX
                                                                 PAGE    87

STATEMENT OF ED GRAMLICH, RESEARCH AND COMMUNITY DEVELOPMENT SPECIALIST, CENTER FOR COMMUNITY 
CHANGE
                                                                 PAGE    91

STATEMENT OF GREG HOOVER, PRESIDENT, NATIONAL COMMUNITY DEVELOPMENT ASSOCIATION; DIRECTOR, HOUSING 
AND NEIGHBORHOOD DEVELOPMENT DEPARTMENT, CITY OF DAVENPORT, IA
                                                                 PAGE    94


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