SPEAKER INDEX CONTENTS INSERTS BARTSCH 55 56 BERNARDI 15 20 22 23 24 25 27 28 29 30 31 32 COLANGELO 46 49 FRANK 5 8 JONES 22 23 25 KALISZ 38 KASKO 50 56 57 KELLY 31 MALONEY 13 27 28 29 30 31 MILLER 11 21 22 25 27 54 55 56 57 MURPHY 45 55 OXLEY 8 57 59 60 REID 33 36 37 54 55 58 59 ROUKEMA 1 7 8 10 13 14 15 20 21 22 25 27 29 31 32 33 36 37 41 44 46 49 50 53 57 60 CONTENTS SPEAKERS INSERTS STATEMENT OF HON. ROY A. BERNARDI, ASSISTANT SECRETARY FOR COMMUNITY PLANNING AND DEVELOPMENT, U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT PAGE 15 STATEMENT OF HON. LYDIA J. REID, MAYOR, MANSFIELD, OHIO PAGE 33 STATEMENT OF HON. FREDERICK M. KALISZ, JR., MAYOR, NEW BEDFORD, MASSACHUSETTS PAGE 38 STATEMENT OF CHARLES BARTSCH, DIRECTOR OF BROWNFIELD FINANCING STUDIES, NORTHEAST-MIDWEST INSTITUTE PAGE 41 STATEMENT OF JOHN C. MURPHY, EXECUTIVE DIRECTOR, NATIONAL ASSOCIATION FOR COUNTY COMMUNITY AND ECONOMIC DEVELOPMENT PAGE 44 STATEMENT OF ROBERT COLANGELO, EXECUTIVE DIRECTOR, NATIONAL BROWNFIELD ASSOCIATION PAGE 46 STATEMENT OF CHARLES KASKO, REGIONAL SALES MANAGER, AVIS AMERICA, ON BEHALF OF THE NATIONAL ASSOCIATION OF HOME BUILDERS PAGE 50 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING