SPEAKER INDEX CONTENTS INSERTS BERNARDI 22 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 BRADSHAW 59 62 BURNS 64 CAPITO 4 14 37 38 39 52 37 CAPUANO 19 39 40 41 42 43 44 CARPER 62 CLAY 15 16 17 18 33 34 35 36 JONES 20 43 45 46 47 48 KELLY 28 29 30 31 32 33 LOBIONDO 6 9 13 14 16 17 18 MILLER 1 6 9 10 12 13 14 15 18 20 22 25 26 27 28 33 36 39 42 43 45 48 49 51 52 53 55 58 59 61 62 64 67 RAHALL 49 50 51 SAURO 53 STRICKLAND 10 14 15 17 18 VELAZQUEZ 56 58 CONTENTS SPEAKERS INSERTS STATEMENT OF HON. ROY BERNARDI, ASSISTANT SECRETARY, OFFICE OF COMMUNITY PLANNING AND DEVELOPMENT, U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT PAGE 22 STATEMENT OF HON. JAMES SAURO, FREEHOLDER DIRECTOR, CUMBERLAND COUNTY, NEW JERSEY PAGE 53 STATEMENT OF GERARD VELAZQUEZ III, EXECUTIVE DIRECTOR, CUMBERLAND EMPOWERMENT ZONE PAGE 56 STATEMENT OF DAMRON BRADSHAW, CHAIRMAN, UPPER KANAWHA VALLEY ENTERPRISE COMMUNITY, WEST VIRGINIA PAGE 59 STATEMENT OF HON. W. KENT CARPER, KANAWHA COUNTY COMMISSIONER, WEST VIRGINIA PAGE 62 STATEMENT OF CATHY BURNS, EXECUTIVE DIRECTOR, HUNTINGTON, WEST VIRGINIA/IRONTON, OHIO EMPOWERMENT ZONE PAGE 64 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING