SPEAKER INDEX CONTENTS INSERTS BALLARD 20 22 36 37 38 CLAY 7 FRANK 4 GONZALEZ 9 GUTIERREZ 6 9 33 34 35 HOWARD 15 39 40 INSLEE 10 38 39 40 41 ISRAEL 42 KELLY 1 2 4 6 7 8 9 10 11 12 15 17 20 22 23 26 27 30 31 32 33 42 MILLER 4 35 36 37 38 42 REDD 12 30 31 32 34 35 SANDLER 27 31 41 SCHAKOWSKY 8 STEWART 23 26 27 40 41 TIGHE 18 32 CONTENTS SPEAKERS INSERTS STATEMENT OF STEPHEN REDD, M.D., CHIEF, AIR POLLUTION AND RESPIRATORY HEALTH BRANCH, NATIONAL CENTER FOR ENVIRONMENTAL HEALTH, CENTERS FOR DISEASE CONTROL AND PREVENTION PAGE 12 STATEMENT OF GERALD M. HOWARD, EXECUTIVE VICE PRESIDENT AND CHIEF EXECUTIVE OFFICER, NATIONAL ASSOCIATION OF HOME BUILDERS PAGE 15 STATEMENT OF THOMAS C. TIGHE, EXECUTIVE ASSISTANT TO THE GENERAL PRESIDENT AND DIRECTOR OF STATIONARY AFFAIRS, INTERNATIONAL UNION OF OPERATING ENGINEERS PAGE 17 STATEMENT OF MELINDA BALLARD, PRESIDENT, POLICYHOLDERS OF AMERICA PAGE 20 STATEMENT OF GORDON STEWART, PRESIDENT, INSURANCE INFORMATION INSTITUTE PAGE 23 STATEMENT OF HOWARD M. SANDLER, M.D., PRESIDENT, SANDLER OCCUPATIONAL MEDICINE ASSOCIATES PAGE 27 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING