SPEAKER INDEX    CONTENTS   INSERTS   
BALLARD         20     22     36     37     38  
CLAY             7  
FRANK            4  
GONZALEZ         9  
GUTIERREZ        6      9     33     34     35  
HOWARD          15     39     40  
INSLEE          10     38     39     40     41  
ISRAEL          42  
KELLY            1      2      4      6      7      8      9     10     11  
                12     15     17     20     22     23     26     27     30  
                31     32     33     42  
MILLER           4     35     36     37     38     42  
REDD            12     30     31     32     34     35  
SANDLER         27     31     41  
SCHAKOWSKY       8  
STEWART         23     26     27     40     41  
TIGHE           18     32  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF STEPHEN REDD, M.D., CHIEF, AIR POLLUTION AND RESPIRATORY HEALTH BRANCH, NATIONAL 
CENTER FOR ENVIRONMENTAL HEALTH, CENTERS FOR DISEASE CONTROL AND PREVENTION
                                                                 PAGE    12

STATEMENT OF GERALD M. HOWARD, EXECUTIVE VICE PRESIDENT AND CHIEF EXECUTIVE OFFICER, NATIONAL 
ASSOCIATION OF HOME BUILDERS
                                                                 PAGE    15

STATEMENT OF THOMAS C. TIGHE, EXECUTIVE ASSISTANT TO THE GENERAL PRESIDENT AND DIRECTOR OF 
STATIONARY AFFAIRS, INTERNATIONAL UNION OF OPERATING ENGINEERS
                                                                 PAGE    17

STATEMENT OF MELINDA BALLARD, PRESIDENT, POLICYHOLDERS OF AMERICA
                                                                 PAGE    20

STATEMENT OF GORDON STEWART, PRESIDENT, INSURANCE INFORMATION INSTITUTE
                                                                 PAGE    23

STATEMENT OF HOWARD M. SANDLER, M.D., PRESIDENT, SANDLER OCCUPATIONAL MEDICINE ASSOCIATES 
                                                                 PAGE    27


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING