SPEAKER INDEX    CONTENTS   INSERTS   
FAYDE           10     17     37     38     42  
HARRIS          26     27     36     37     38     43  
HARVEY          14     38     41     42  
JONES            6  
JONES OF OHIO    32     33     34     35     41     42     43     44  
KELLY            1      3      4      6      8      9     10     14     16  
                19     21     22     25     28     29     30     31     32  
                35     38     41     43     44  
LEE              4     38     39     40     41  
MCCOOL          11     28     30     31     32     33     35     36     39  
                40  
RASHEED         20     29     30     34     38     39     40  
SWACK           22     25     33     38  
WATERS           9  
WATT             3      9     10     35     36     37     38  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. STEPHANIE TUBBS JONES, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF OHIO
                                                                 PAGE     6

STATEMENT OF THOMAS J. MCCOOL, MANAGING DIRECTOR OF FINANCIAL MARKETS AND COMMUNITY INVESTMENT, 
GENERAL ACCOUNTING OFFICE
                                                                 PAGE    11

STATEMENT OF F. BARTON HARVEY, III, CHAIRMAN AND CEO, THE ENTERPRISE FOUNDATION
                                                                 PAGE    14

STATEMENT OF REESE FAYDE, CEO, LIVING CITIES
                                                                 PAGE    17

STATEMENT OF ABDUL RASHEED, PRESIDENT AND CEO, NORTH CAROLINA COMMUNITY DEVELOPMENT INITIATIVE, ON 
BEHALF OF THE NATIONAL CONGRESS FOR COMMUNITY ECONOMIC DEVELOPMENT (NCCED)
                                                                 PAGE    19

STATEMENT OF MICHAEL SWACK, DIRECTOR, SCHOOL OF COMMUNITY ECONOMIC DEVELOPMENT, SOUTHERN NEW 
HAMPSHIRE COLLEGE
                                                                 PAGE    22

STATEMENT OF GRETA HARRIS, SENIOR PROGRAM DIRECTOR, LOCAL INITIATIVES SUPPORT CORPORATION (LISC)
                                                                 PAGE    25


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING