SPEAKER INDEX CONTENTS INSERTS
BENTSEN 17 18 19 20
BIGGERSTAFF 43 45 46 53
CHAIRMAN 1 4 6 7 8 11 12 13 14
15 16 17
FENNER 8 12 15 16
FERGUSON 6 8 14 15 18 19 20 21 22
23 24 25 26 27 28 29 30
GRUCCI 25 27 29 30 31 35 38 40
HAGE 32 51 52
HILLEBRAND 35 50
HINOJOSA 23 24 25
KELLY 4 20 21 23
SCHRAM 40 46 47 48 53
TIBERI 31 42 45 46 47 48 49 51 52
53 54
WALKER 38 49 52
WATERS 3
WATT 25 26 27
CONTENTS SPEAKERS INSERTS
STATEMENT OF HON. ROGER W. FERGUSON, JR., VICE CHAIRMAN, BOARD OF GOVERNORS, FEDERAL RESERVE SYSTEM
PAGE 8
STATEMENT OF ROBERT M. FENNER, GENERAL COUNSEL, NATIONAL CREDIT UNION ADMINISTRATION
PAGE 12
STATEMENT OF CURTIS ''CURT'' L. HAGE, CHAIRMAN AND CEO, HOME FEDERAL BANK
PAGE 32
STATEMENT OF GAIL HILLEBRAND, SENIOR ATTORNEY, CONSUMERS UNION
PAGE 35
STATEMENT OF DAVID WALKER, PRESIDENT AND CEO, ELECTRONIC CHECK CLEARING HOUSE ORGANIZATION
PAGE 38
STATEMENT OF LEE SCHRAM, VICE PRESIDENT AND GENERAL MANAGER OF PAYMENT SOLUTIONS, NCR CORPORATION
PAGE 40
STATEMENT OF JOEL BIGGERSTAFF, CEO, AIRNET SYSTEMS, INC.
PAGE 42
INSERTS SPEAKERS CONTENTS
NO INSERTS IN THIS HEARING