SPEAKER INDEX CONTENTS INSERTS BAKER 1 4 5 6 7 13 14 15 18 19 20 21 23 24 25 26 27 28 BIGGERT 23 24 CUTLER 7 13 14 15 16 17 18 19 21 23 24 25 26 27 28 INSLEE 26 27 KANJORSKI 2 15 16 17 18 KELLY 4 18 19 LYNCH 6 21 23 MCCARTHY OF NEW YORK 6 MEEKS 24 25 26 RENZI 6 20 SCOTT 6 19 20 CONTENTS SPEAKERS INSERTS STATEMENT OF STEPHEN M. CUTLER, DIRECTOR, DIVISION OF ENFORCEMENT, U.S. SECURITIES AND EXCHANGE Commission PAGE 7 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING