SPEAKER INDEX    CONTENTS   INSERTS   
BARRETT         23     24  
BROWN-WAITE    24     25  
CASTELLANI      57     69  
CROWLEY         42     43     44     45  
FISHER           6      8      9     10     11     12     13     14     15  
                16     17     18     19     20     21     22     23     24  
                25     26  
GARRETT         47     48     49  
GRAMM           26     27     32     33     34     35     36     37     38  
                39     40     41     42     43     44     45     46     47  
                48     49     52     53  
HENSARLING      16     17     18     26     40     41     42  
HINOJOSA        18     19     20     21     32     34     35  
INSLEE          10     11     12     13  
KELLY            1      5      8      9     10     13     15     16     18  
                20     21     23     24     25     26     27     31     32  
                34     35     37     40     42     46     47     50     52  
                53     56     59     62     64     67     69     70     71  
                72     73     74     75  
LAZIO           54     70     74  
MOORE           37     38     39     40     62     72  
MURPHY          21     22     23     46     47  
ORSZAG          59     71     73  
OXLEY           13     14     15     35     36     37  
RAYBURN         67  
SHERMAN          4     50     52     53  
SPRIGGS         64     73     75  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. PETER R. FISHER, UNDER SECRETARY FOR DOMESTIC FINANCE, DEPARTMENT OF THE TREASURY
                                                                 PAGE     5

STATEMENT OF HON. PHIL GRAMM, VICE CHAIRMAN AND MANAGING DIRECTOR, UBS WARBURG LLC
                                                                 PAGE    27

STATEMENT OF HON. RICK LAZIO, PRESIDENT AND CEO, FINANCIAL SERVICES FORUM
                                                                 PAGE    53

STATEMENT OF JOHN J. CASTELLANI, PRESIDENT, THE BUSINESS ROUNDTABLE
                                                                 PAGE    56

STATEMENT OF PETER ORSZAG, JOSEPH A. PECHMAN SENIOR FELLOW IN ECONOMIC STUDIES, THE BROOKINGS 
INSTITUTION
                                                                 PAGE    59

STATEMENT OF STEPHEN MOORE, PRESIDENT, CLUB FOR GROWTH
                                                                 PAGE    62

STATEMENT OF WILLIAM E. SPRIGGS, EXECUTIVE DIRECTOR, NATIONAL URBAN LEAGUE INSTITUTE FOR 
OPPORTUNITY AND EQUALITY
                                                                 PAGE    64

STATEMENT OF BOBBY RAYBURN, FIRST VICE PRESIDENT, NATIONAL ASSOCIATION OF HOMEBUILDERS
                                                                 PAGE    67


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING