SPEAKER INDEX    CONTENTS   INSERTS   
BACHUS           4     26     27     28     29     30     60     61     62  
                63     64     65  
BEALES          17     22     24     25     26     27     28     32     33  
                34  
BRADY           51     60     61     64     78  
CADDIGAN        12     20     21     23     28     30     35     36  
FARNAN          14     21     22     28     29     34  
FOSSELLA        78  
GUTIERREZ        3     23     24     25  
HENDRICKS       54     57     58     63     67     73     74  
HOOLEY          10     31     32     33     34  
KELLY            1      4      6      7     10     11     14     17     20  
                21     22     23     26     30     31     34     37     38  
                42     48     51     53     58     59     60     65     66  
                72     76     78     79  
MCCARTHY         7  
MCINTYRE        39     59     61     62     63     66     67     69     70  
                72     73     74     75     76     77  
MITNICK         42     59     65     68     69     74     75  
MOORE            7     76     77  
PRATT           48     62     64     65     68     69     72  
RENZI           34     35     36     72     74     75  
SHADEGG          7     34     37     66     67     68     69     70     72  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF TIM CADDIGAN, SPECIAL AGENT IN CHARGE, FINANCIAL CRIMES DIVISION, UNITED STATES 
SECRET SERVICE, ACCOMPANIED BY ROBERT WEAVER, DEPUTY SPECIAL AGENT IN CHARGE, NEW YORK FIELD OFFICE
                                                                 PAGE    11

STATEMENT OF JAMES FARNAN, DEPUTY ASSISTANT DIRECTOR, CYBER DIVISION, FBI
                                                                 PAGE    14

STATEMENT OF J. HOWARD BEALES, III, DIRECTOR, BUREAU OF CONSUMER PROTECTION, FEDERAL TRADE 
COMMISSION
                                                                 PAGE    17

STATEMENT OF DAVID J. MCINTYRE, JR., PRESIDENT AND CEO, TRIWEST HEALTHCARE ALLIANCE
                                                                 PAGE    39

STATEMENT OF KEVIN D. MITNICK, PRESIDENT AND CO-FOUNDER, DEFENSIVE THINKING
                                                                 PAGE    42

STATEMENT OF STUART PRATT, PRESIDENT CONSUMER DATA INDUSTRY ASSOCIATION
                                                                 PAGE    48

STATEMENT OF JOHN J. BRADY, VICE PRESIDENT, MERCHANT FRAUD CONTROL, MASTERCARD INTERNATIONAL
                                                                 PAGE    51

STATEMENT OF EVAN HENDRICKS, EDITOR AND PUBLISHER, ''PRIVACY TIMES''
                                                                 PAGE    54


INSERTS    SPEAKERS   CONTENTS   
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