SPEAKER INDEX    CONTENTS   INSERTS   
CARSON           8     24     25  
CLAY            25     26     27  
FRASIER         32  
GLOVER          34     36     54     60  
GUZMAN          37  
HARRIS          39     40     42     44  
HUSOCK          40     55     56     57  
LEACH           30  
LEE             27     29  
LIU             10     12     13     14     15     16     17     18     19  
                21     22     24     25     26     27     28     29  
MARCHMAN        43  
NEY              1      5      6      8      9     12     13     14     15  
                17     19     22     31     34     36     46     49     51  
                52     53     54     58     61     64     65     66  
POPKIN          44     53     54  
SCOTT            3     19     22     58     65  
TIBERI          18     19     24     25     27     30  
TRACEY          46  
WATERS           6     15     16     17     54     55     56     57     58  
                64  
WATT             5     22     24     30     61  
ZUKOFF          49     51     52     53  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HONORABLE MICHAEL LIU, ASSISTANT SECRETARY, PUBLIC AND INDIAN HOUSING, DEPARTMENT OF 
HOUSING AND URBAN DEVELOPMENT, WASHINGTON, DC
                                                                 PAGE    10

STATEMENT OF JOAN WALKER FRASIER, EXECUTIVE COMMITTEE MEMBER, JEFFRIES TOWER RESIDENTS 
ORGANIZATION, ATLANTIC CITY, NJ, AND ON BEHALF OF EVERYWHERE AND NOW PUBLIC HOUSING RESIDENTS 
ORGANIZING NATIONALLY TOGETHER (ENPHRONT)
                                                                 PAGE    32

STATEMENT OF RENEE GLOVER, CHIEF EXECUTIVE OFFICER, ATLANTA PUBLIC HOUSING, AND PRESIDENT, COUNCIL 
OF LARGE PUBLIC HOUSING AUTHORITIES, WASHINGTON, DC
                                                                 PAGE    34

STATEMENT OF THOMAS D. GUZMAN, DIRECTOR, IOWA DOWNTOWN RESOURCE CENTER, DES MOINES, IA
                                                                 PAGE    37

STATEMENT OF HOWARD HUSOCK, ALFRED TAUBMAN CENTER FOR STATE AND LOCAL GOVERNMENT, JOHN F. KENNEDY 
SCHOOL OF GOVERNMENT, HARVARD UNIVERSITY, CAMBRIDGE, MA
                                                                 PAGE    40

STATEMENT OF KEVIN E. MARCHMAN, EXECUTIVE DIRECTOR, NATIONAL ORGANIZATION OF AFRICAN AMERICANS IN 
HOUSING, WASHINGTON, DC
                                                                 PAGE    43

STATEMENT OF SUSAN J. POPKIN, URBAN INSTITUTE, WASHINGTON, DC
                                                                 PAGE    44

STATEMENT OF BRIAN TRACEY, MARKET EXECUTIVE, BANK OF AMERICA ON BEHALF OF THE NATIONAL ASSOCIATION 
OF AFFORDABLE HOUSING LENDERS, WASHINGTON, DC
                                                                 PAGE    46

STATEMENT OF LISA B. ZUKOFF, EXECUTIVE DIRECTOR, WHEELING WEST VIRGINIA PUBLIC HOUSING AUTHORITY, 
ON BEHALF OF NATIONAL ASSOCIATION OF HOUSING AND REDEVELOPMENT OFFICIALS, WASHINGTON, DC
                                                                 PAGE    49


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING