SPEAKER INDEX    CONTENTS   INSERTS   
CAPITO          52     53     54  
CAPUANO         68     69     70  
CARSON          76     77     78     79  
CHAIRMAN         1      5      6      8      9     13     14     15     16  
                17     21     25     30     33     35     36     39     41  
                42  
CLAY            59     60     61     62  
DAVIS           73     74     75     76  
EMANUEL         65     66     67     68  
FEENEY           8  
FRANK            3     25     26     27     28     29     30     42     45  
                76     77     85     97     98     99    100  
GARCIA          87     88     97     98     99  
GARRETT         56     58  
GUTIERREZ       80     82  
HARRIS          71     72     73  
HENSARLING      42     43     44  
KELLY           30     31     32     33  
LAZAR           94     96  
LIU             45     46  
LOWE            91     94  
MALONEY         39     41  
MARTINEZ         6      9     13     15     16     17     18     19     20  
                21     22     23     24     25     26     27     28     29  
                30     31     32     35     36     37     38     39     40  
                41     42     43     44     45     46     47     48     49  
                51     52     53     54     55     56     57     58     59  
                60     61     62     63     64     65     66     67     68  
                69     70     71     72     73     74     75     76     77  
                78     79     80     81     82     83     84     85     86  
MILLER          37  
MILLER OF CALIFORNIA    36     37     38  
MILLER OF NORTH CAROLINA    83     84     85  
NEY              5     21     22     23     44     45     48     49     52  
                54     56     59     62     65     82     85     86     87  
                91     93     94     96     97    100  
RENZI           48     49  
SANDERS         33     35     36  
SANDLIN         35  
SCOTT           49     51     52  
SHAYS           62     63     64     65     68     71     73     76     77  
                80  
VELAZQUEZ       44     46     47     48  
WATERS           6     17     18     19     20     21     56  
WATT            77     78  
WATTS           54     55     56  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. MEL MARTINEZ, SECRETARY, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
                                                                 PAGE     9

STATEMENT OF ART GARCIA, ADMINISTRATOR, RURAL HOUSING SERVICE, DEPARTMENT OF AGRICULTURE
                                                                 PAGE    87

STATEMENT OF ANTHONY LOWE, ADMINISTRATOR, INSURANCE AND MITIGATION ADMINISTRATION, FEDERAL 
EMERGENCY MANAGEMENT AGENCY
                                                                 PAGE    91

STATEMENT OF ELLEN LAZAR, EXECUTIVE DIRECTOR, NEIGHBORHOOD REINVESTMENT CORPORATION
                                                                 PAGE    94


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING