SPEAKER INDEX    CONTENTS   INSERTS   
BACA            59     60     61  
BACHUS          19  
BAKER            1      8      9     11     13     14     15     16     17  
                19     20     21     22     23     24     25     26     29  
                30     32     33     35     37     38     39     40     46  
                49     51     53     56     59     61     63     65  
CASTLE          43     49     50     51  
CLAY            56     57     58     59  
COCHRAN         32     33     40     44     54     56  
CROWLEY         22  
EGAN            26     29     41     42     43     44     46     48     50  
                51     52     53     55     56     57     58     61     62  
                63     64  
FRANK           20  
GARY G. MILLER OF CALIFORNIA    21  
GREEN           17  
HARRIS          24  
KANJORSKI        6     40     41     42  
MALONEY         17  
MEEKS           15  
MILLER OF NORTH CAROLINA    13     51     53  
NEY             11     43     44     45     46  
OSE              8  
OXLEY           14  
PETROU          35     38     39     41     43     44     45     46     47  
                48     51     53     54     55     59     60     64     65  
ROYCE           23  
SCHATZ          30     40     43     44     50     58     62  
SCOTT           10     46     47     48     49     63     64     65  
SHAYS           25     53     54     55     56     61     62     63  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF SEAN J. EGAN, MANAGING DIRECTOR, EGAN-JONES RATINGS CO.
                                                                 PAGE    26

STATEMENT OF THOMAS SCHATZ, PRESIDENT, CITIZENS AGAINST GOVERNMENT WASTE
                                                                 PAGE    30

STATEMENT OF JAY COCHRAN, RESEARCH FELLOW, THE MERCATUS CENTER, GEORGE MASON UNIVERSITY
                                                                 PAGE    32

STATEMENT OF KAREN SHAW PETROU, CO-FOUNDER AND MANAGING PARTNER, FEDERAL FINANCIAL ANALYTICS, INC.
                                                                 PAGE    35


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING