SPEAKER INDEX    CONTENTS   INSERTS   
FRANZEL         27     32  
GIANNI          24     30     31     32     33  
GUTIERREZ        3     11     12     13     14  
INSLEE          19     20     21  
KELLY            1      5      6      9     10     11     14     16     17  
                18     19     21     24     27     30     31     32     33  
MALONEY          5     17     18     19  
OXLEY           21     23  
PAUL            14     16  
POWELL           6      9     10     11     12     13     14     15     17  
                18     19     20     21     22     23     24  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. DONALD E. POWELL, CHAIRMAN, FEDERAL DEPOSIT INSURANCE CORPORATION
                                                                 PAGE     6

STATEMENT OF HON. GASTON L. GIANNI, JR., INSPECTOR GENERAL, FEDERAL DEPOSIT INSURANCE CORPORATION
                                                                 PAGE    24

STATEMENT OF JEANETTE M. FRANZEL, DIRECTOR, FINANCIAL MANAGEMENT AND ASSURANCE, UNITED STATES 
GENERAL ACCOUNTING OFFICE
                                                                 PAGE    27


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING