SPEAKER INDEX    CONTENTS   INSERTS   
ASHBURN         74     77     78  
CARSON          34  
CLAY            31     32     33  
CROWLEY         36     55     56     57     58  
DAVIS           27     28     29     30  
DOLBEN          60     82     83  
EGAN            63     80     84  
FINNEGAN        41     50     51  
HART            23     24  
HENRY           39     53  
LEE              7     20     22  
MILLER           8  
NEY              1      4      6      7      8      9     11     14     15  
                16     18  
PETRIE          45  
PETROU          65     81  
RAYBURN         47     52     53     54  
SANDERS          5     56     57     58     59  
SCOTT            9     11     24     25     27     35     53     54     55  
SYPHAX          67     79     83  
TIBERI           7     18     19     20     21     23     24     27     31  
                33     34     35     39     41     45     47     50     51  
                52     53     55     56     59     63     65     67     71  
                74     77     78     79     80     81     82     83     84  
                85  
WATERS          11     16     17  
WEICHER          1     14     15     16     17     18     19     20     21  
                22     23     24     25     26     28     29     30     31  
                32     33  
WITCHER         71     80  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF THE HONORABLE JOHN C. WEICHER, ASSISTANT SECRETARY FOR HOUSING-FEDERAL HOUSING 
COMMISSIONER, U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
                                                                 PAGE     1

STATEMENT OF SHEILA CROWLEY, MSW, PH.D., PRESIDENT, NATIONAL LOW INCOME HOUSING COALITION
                                                                 PAGE    36

STATEMENT OF PASTOR WARREN L. HENRY, VICE-CHAIRMAN, HOUSING AUTHORITY OF FULTON COUNTY, ATLANTA, 
GEORGIA
                                                                 PAGE    39

STATEMENT OF THOMAS J. FINNEGAN, III, PRESIDENT, HUNTINGTON MORTGAGE GROUP
                                                                 PAGE    41

STATEMENT OF MICHAEL F. PETRIE, PRESIDENT, P/R MORTGAGE AND INVESTMENT CORPORATION
                                                                 PAGE    45

STATEMENT OF JAMES R. RAYBURN, PRESIDENT, NATIONAL ASSOCIATION OF HOME BUILDERS
                                                                 PAGE    47

STATEMENT OF DEANE DOLBEN, PRESIDENT, THE DOLBEN COMPANY, AND DIRECTOR, NATIONAL MULTI-HOUSING 
COUNCIL
                                                                 PAGE    60

STATEMENT OF CONRAD EGAN, PRESIDENT AND CHIEF EXECUTIVE OFFICER, NATIONAL HOUSING CONFERENCE
                                                                 PAGE    63

STATEMENT OF BASIL N. PETROU, MANAGING PARTNER, FEDERAL FINANCIAL ANALYTICS, INC.
                                                                 PAGE    65

STATEMENT OF SCOTT C. SYPHAX, CHIEF EXECUTIVE OFFICER OF THE NEHEMIAH CORPORATION OF AMERICA
                                                                 PAGE    67

STATEMENT OF JEROME WITCHER, REALTOR, ART LEE REALTY, INC.
                                                                 PAGE    71

STATEMENT OF ANN ASHBURN, PRESIDENT AND CHIEF EXECUTIVE OFFICER, AMERIDREAM, INC.
                                                                 PAGE    74


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING