SPEAKER INDEX    CONTENTS   INSERTS   
ABERNATHY       14     24     25     28     29     30     31     32     33  
                34     35     37     38     39     40     43     44     45  
                47     48     49     51     54  
BAKER            1      4      7      8     10     11     12     23     26  
                30     32     35     38     41     44     46     50     52  
                55     56  
CAPUANO         38     39     40     41  
GARRETT         11  
GUTIERREZ        8  
HENSARLING      35     36     37     38  
HILLMAN         20     26     36     38     47     48     50     52     56  
ISRAEL           8  
KANJORSKI        2     26     28     29     30  
KELLY            5     12     17     20     23     24     25     26  
MALONEY         52     55     56  
MILLER OF NORTH CAROLINA    44     45     46  
ROYCE           42     44  
SCOTT           10     32     33     34     35  
SERIO           17     25     36     37     45     46     47     49     50  
                51  
SHAYS           46     47     48     49     50     55     56  
UNKNOWN         41  
VELAZQUEZ       50     51     52  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. WAYNE A. ABERNATHY, ASSISTANT SECRETARY FOR FINANCIAL INSTITUTIONS, UNITED 
STATES DEPARTMENT OF THE TREASURY
                                                                 PAGE    14

STATEMENT OF HON. GREGORY V. SERIO, SUPERINTENDENT, NEW YORK STATE INSURANCE DEPARTMENT
                                                                 PAGE    17

STATEMENT OF RICHARD HILLMAN, DIRECTOR, FINANCIAL MARKETS AND COMMUNITY INVESTMENT, UNITED STATES 
GENERAL ACCOUNTING OFFICE
                                                                 PAGE    20


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING