SPEAKER INDEX    CONTENTS   INSERTS   
BACHUS           3     28     29     30  
BAKER           46     48  
BELL            25     26     27     28  
BIGGERT         34     35     36  
CAPLAN           6     23     30     31     35     39     41     42     43  
                44     45     50     59  
CASTLE          40     42  
CHAIRMAN         1      3      6      8     12     17     20     22     23  
                25     28     30     34     36     40     43     45     46  
                49     51     54     55     56     57     58     61  
DAVIS           49     50     51  
DEL RASO        12     24     25     33     35     38     51     54     57  
FOSSELLA        58     60     61  
HENSARLING      52     53     54  
HILLS            8     21     23     26     27     32     33     34     38  
                39     46     48     50     52     56  
HOOLEY OF OREGON    31     32     33     34  
MALONEY         54     55     56  
QUIGLEY          3     22     27     28     29     32     39     45     52  
                53     57     58     60  
TIBERI          57     58  
TRUMKA          17     24     30     37     38     45     56  
WATERS          43     44     45     46  
WATT            36     38     40  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF JAMES H. QUIGLEY, CEO, DELOITTE & TOUCHE
                                                                 PAGE     3

STATEMENT OF MITCHELL H. CAPLAN, CEO, E*TRADE FINANCIAL CORPORATION
                                                                 PAGE     6

STATEMENT OF HON. RODERICK M. HILLS, FORMER SEC CHAIRMAN AND WHITE HOUSE COUNSEL
                                                                 PAGE     8

STATEMENT OF JOSEPH DEL V. RASO, PARTNER, PEPPER HAMILTON LLP
                                                                 PAGE    12

STATEMENT OF RICHARD L. TRUMKA, SECRETARY-TREASURER, AFL-CIO
                                                                 PAGE    17


INSERTS    SPEAKERS   CONTENTS