SPEAKER INDEX    CONTENTS   INSERTS   
ABERNATHY       14     27     29     30     32     35     36     37     38  
                39     40     41  
ACKERMAN        38     39  
BACHUS           5     35     36     37  
BIGGERT         25     27     28     63     65     66     67  
BRITZ           42     58     59     61     63     65  
CHAIRMAN        25     28     30     32     35     38     39     40     41  
DOLLOFF         50     60     63     66  
EMANUEL         42  
GAER            53     63     66  
GUTIERREZ        9  
HINOJOSA         7  
KELLY            1      3      5      7      8      9     10     11     14  
                16     20     21     22     24     41     42     47     50  
                53     56     58     59     60     63     67  
LEACH            8     30     31     32  
LEE             39     40     41  
LISCOUSKI       16     20     21     22     24     26     27     33     34  
                39     40  
MALONEY          3     22     23     24  
MILLER OF NORTH CAROLINA    32     33     34     60     61     62     63  
MOHR            47     62     63     66  
OLSON           12     23     24     28     29     31     32     35     38  
SCOTT           10     28     29     30  
TISHUK          56     63     64     65     67  

CONTENTS    SPEAKERS   INSERTS   
STATEMENT OF HON. MARK W. OLSON, MEMBER, BOARD OF GOVERNORS, FEDERAL RESERVE SYSTEM
                                                                 PAGE    12

STATEMENT OF HON. WAYNE ABERNATHY, ASSISTANT SECRETARY FOR FINANCIAL INSTITUTIONS, U.S. DEPARTMENT 
                                                                 PAGE    14

STATEMENT OF ROBERT LISCOUSKI, ASSISTANT SECRETARY, INFORMATION ANALYSIS AND INFRASTRUCTURE 
PROTECTION, DEPARTMENT OF HOMELAND SECURITY
                                                                 PAGE    16

STATEMENT OF ROBERT G. BRITZ, PRESIDENT AND CO-CHIEF OPERATING OFFICER, NEW YORK STOCK EXCHANGE, 
INC.
                                                                 PAGE    42

STATEMENT OF JOHN MOHR, EXECUTIVE VICE PRESIDENT, NEW YORK CLEARING HOUSE
                                                                 PAGE    47

STATEMENT OF WILTON DOLLOFF, EXECUTIVE VICE PRESIDENT, OPERATIONS AND TECHNOLOGY, HUNTINGTON 
BANCSHARES INCORPORATED, ON BEHALF OF BITS AND THE FINANCIAL SERVICES ROUNDTABLE
                                                                 PAGE    50

STATEMENT OF SAMUEL GAER, CHIEF INFORMATION OFFICER, NY MERCANTILE EXCHANGE
                                                                 PAGE    53

STATEMENT OF BRIAN S. TISHUK, EXECUTIVE DIRECTOR, CHICAGOFIRST
                                                                 PAGE    56


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING