SPEAKER INDEX CONTENTS INSERTS ART ARTHUR 4 BONNER 19 23 62 66 69 70 73 74 75 82 84 85 86 CINDY BLACKSTON 4 CUTLER 12 53 56 63 66 71 75 77 78 83 GEORGE FISHMAN 4 GOODLATTE 79 81 82 83 HOSTETTLER 7 10 11 16 19 22 23 26 42 45 46 48 50 57 64 65 68 71 72 79 83 86 87 JACKSON LEE 50 57 61 62 63 64 72 74 75 77 78 86 KEPHART 23 48 51 82 KING 50 51 52 53 56 68 69 70 71 LUKE BELLOCCHI 4 LUNGREN 83 84 85 86 NOLAN RAPPAPORT 5 PERRY H. APELBAUM 3 PHILIP G. KIKO 3 STANA 42 47 51 52 60 61 64 65 81 CONTENTS SPEAKERS INSERTS TESTIMONY OF MICHAEL CUTLER, FORMER INS SENIOR SPECIAL AGENT PAGE 12 TESTIMONY OF T.J. BONNER, PRESIDENT, NATIONAL BORDER PATROL COUNCIL PAGE 19 TESTIMONY OF JANICE KEPHART, FORMER SEPTEMBER 11 COMMISSION STAFF COUNSEL PAGE 23 TESTIMONY OF RICHARD STANA, DIRECTOR OF HOMELAND SECURITY AND JUSTICE ISSUES, U.S. GOVERNMENT ACCOUNTABILITY OFFICE PAGE 42 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING