SPEAKER INDEX    CONTENTS   INSERTS   
BRENDA HANKINS     4  
CANNON           7     13     14     17     21     34     39     44     49  
                54     56     57     61     66     67     70     73     74  
                75     76     77     78     79     80  
DELAHUNT        49     50     51     52     53     54     55     56     57  
FRANKS          57     58     59     60     61  
GOHMERT         44     45     46     47     48     49  
JAMES DALEY     4  
NADLER          61     62     63     64     65     66  
PERRY H. APELBAUM     3  
PHILIP G. KIKO     3  
PLUNKETT        34     44     45     46     52     56     59     60     61  
                70     71     72     73     76     77     80  
RAYMOND V. SMIETANKA     4  
SMALL           22     51     55     66     69     75     76  
STEPHANIE MOORE     4  
SUSAN A. JENSEN     4  
WALLACE         39     51     56     57     61     62     63     69     77  
                79  
WATT            67     68     69     70     71     72     73     79     80  
WHITE           17     47     48     49     50     51     52     53     54  
                55     58     59     63     64     65     67     68     69  
                74     75     79     80  

CONTENTS    SPEAKERS   INSERTS   
TESTIMONY OF CLIFFORD J. WHITE, III, ACTING DIRECTOR, EXECUTIVE OFFICE FOR UNITED STATES TRUSTEES, 
WASHINGTON, D.C.
                                                                 PAGE    17

TESTIMONY OF THE HONORABLE A. THOMAS SMALL, UNITED STATES BANKRUPTCY JUDGE FOR THE EASTERN 
DISTRICT OF NORTH CAROLINA, ON BEHALF OF THE JUDICIAL CONFERENCE OF THE UNITED STATES, WASHINGTON, 
D.C.
                                                                 PAGE    21

TESTIMONY OF TRAVIS B. PLUNKETT, LEGISLATIVE DIRECTOR, CONSUMER FEDERATION OF AMERICA
                                                                 PAGE    34

TESTIMONY OF GEORGE WALLACE, ESQ., COALITION FOR THE IMPLEMENTATION OF BANKRUPTCY REFORM, 
WASHINGTON, D.C.
                                                                 PAGE    39


INSERTS    SPEAKERS   CONTENTS   
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