SPEAKER INDEX CONTENTS INSERTS BRENDA HANKINS 4 CANNON 7 10 17 20 23 24 27 30 33 38 40 FRULLA 27 39 MIHM 20 24 34 35 MIKE LENN 4 PERRY H. APELBAUM 4 PHILIP G. KIKO 4 RAYMOND V. SMIETANKA 4 SHULL 24 27 31 33 39 STEPHANIE MOORE 4 SULLIVAN 17 34 35 36 37 38 SUSAN A. JENSEN 4 WATT 17 34 35 36 37 38 39 40 CONTENTS SPEAKERS INSERTS TESTIMONY OF THE HONORABLE THOMAS M. SULLIVAN, CHIEF COUNSEL FOR ADVOCACY, UNITED STATES SMALL BUSINESS ADMINISTRATION, WASHINGTON, DC PAGE 17 TESTIMONY OF J. CHRISTOPHER MIHM, MANAGING DIRECTOR FOR STRATEGIC ISSUES, UNITED STATES GOVERNMENT ACCOUNTABILITY OFFICE, WASHINGTON, DC PAGE 20 TESTIMONY OF J. ROBERT SHULL, DIRECTOR OF REGULATORY POLICY, OMB WATCH, WASHINGTON, DC PAGE 24 TESTIMONY OF DAVID FRULLA, ESQUIRE, KELLEY DRYE COLLIER SHANNON, WASHINGTON, DC PAGE 27 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING