SPEAKER INDEX    CONTENTS   INSERTS   
BRYANT          41     44     49     50     51     52     55    148    150  
               152  
CASE            18     30     40     46     50     54     55     59  
CHARLES E. KERN II   160  
CONYERS         40     44     52     53     54     55     60  
DEAR MR. CHAIRMAN   152  
DELAHUNT         4     38     39     40  
GEKAS            1      2      4      5      9     18     23     25     28  
                29     30     31     32     34     37     38     41     44  
                47     48     49     52     59     60    133    135    141  
               142    143    144  
GEORGE W. GEKAS   152  
INGLIS          49  
JACKSON LEE    44     46     47     48  
JULIAN EPSTEIN   160  
MEEHAN          55     59    148    149    150  
MICHAEL J. FERRELL   157  
MORTGAGE BANKERS ASSOCIATION OF AMERICA   152  
NADLER          32     34     35     36     37    132    142    144    146  
               147    148  
PAINE          133    142    143    146    147    149    151  
RAYMOND V. SMIETANKA   160  
ROSEN           23     31     35     36     37     39     40     47     51  
                54     57  
TATELBAUM       61    132    133    141    142    148    150  
THOMAS E. MOONEY   159  
WILLIAMSON       5      9     28     29     32     34     35     36     38  
                39     43     47     50     52     53  

CONTENTS    SPEAKERS   INSERTS   
 OPENING STATEMENT OF CHAIRMAN GEKAS
                                                                 PAGE     1

STATEMENT OF BRADY C. WILLIAMSON, CHAIRMAN, NATIONAL BANKRUPTCY REVIEW COMMISSION
                                                                 PAGE     5

STATEMENT OF STEPHEN H. CASE, ESQ., DAVIS, POLK & WARDWELL
                                                                 PAGE    18

STATEMENT OF LEONARD M. ROSEN, ESQ., WACHTELL, LIPTON, ROSEN & KATZ
                                                                 PAGE    23

STATEMENT OF CHARLES TATELBAUM, ESQ., VICE PRESIDENT FOR RESEARCH, AMERICAN BANKRUPTCY INSTITUTE
                                                                 PAGE    61

STATEMENT OF GEORGE C. PAINE II, CHIEF JUDGE, U.S. BANKRUPTCY COURT, MIDDLE DISTRICT OF TENNESSEE, 
ON BEHALF OF THE NATIONAL CONFERENCE OF BANKRUPTCY JUDGES
                                                                 PAGE   133


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING