SPEAKER INDEX    CONTENTS   INSERTS   
BONITA         111  
BRADY C. WILLIAMSON    96  
BRYANT          37     39     40     53     54     56     57    130    132  
               134    144  
CHARLES E. KERN II   191  
CHRIS GREER    97  
CLARINE NARDI RIDDLE   182  
DEAR CHAIRMAN GEKAS   181  
DEAR COLLEAGUE   130  
DEAR MR. WILLIAMSON    96  
DELAHUNT         3     18  
EHLERS          12     16     17     18  
ENNIS          106  
GEKAS            1      3      4      6      8      9     10     12     14  
                16     17     18     34     35     36     37     39     40  
                41     43     49     53     56     57     60     64     65  
                67     68     80     83     85     87     89     93    106  
               108    111    114    119    147  
GEORGE GEKAS   181  
GERKEN         120  
HERB KOHL      130  
JACKSON LEE    60     62     63     64     80     81     82     83  
JULIAN EPSTEIN   191  
KLEE            20     34     35     36     37     38     40     41  
KNOLLENBERG     4     10     11     12  
LUPER           62     65     67     68     81     82     84     85     86  
                87     88     89  
MEEHAN          57     58     59     60     87     88     89  
NADLER          10     11     12     17     18     34     35     49     50  
                51     52     54     55     56     83     84     85     86  
                87    132    133    134    144    145    146    147  
RAYMOND V. SMIETANKA   191  
STURTEVANT     131    132    133    134  
SULLIVAN        90    145    146    147  
THOMAS E. MOONEY   191  
WHELAN          41     49     50     51     52     53     54     55     56  
                58     59     63     81     83     87  

CONTENTS    SPEAKERS   INSERTS   
OPENING STATEMENT OF CHAIRMAN GEKAS
                                                                 PAGE     1

STATEMENT OF HON. JOE KNOLLENBERG, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MICHIGAN 
                                                                 PAGE     4

STATEMENT OF HON. VERNON J. EHLERS, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MICHIGAN 
                                                                 PAGE    12

STATEMENT OF KENNETH N. KLEE, CHAIRMAN, COMMITTEE ON LEGISLATION,  NATIONAL BANKRUPTCY CONFERENCE
                                                                 PAGE    20

STATEMENT OF ROGER M. WHELAN, CHAIRMAN, LEGISLATIVE COMMITTEE, AMERICAN BANKRUPTCY INSTITUTE
                                                                 PAGE    41

STATEMENT OF FREDERICK M. LUPER, COCHAIR, LEGISLATIVE COMMITTEE, COMMERCIAL LAW LEAGUE OF AMERICA 
                                                                 PAGE    65

STATEMENT OF ALBERT B. SULLIVAN, DIRECTOR, OFFICE OF ASSET MANAGEMENT AND DISPOSITION, U.S. 
DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT
                                                                 PAGE    90

STATEMENT OF DONALD R. ENNIS, ON BEHALF OF THE MORTGAGE BANKERS ASSOCIATION OF AMERICA AND THE 
AMERICAN COUNCIL OF LIFE INSURANCE
                                                                 PAGE   106

STATEMENT OF JOSEPH C. BONITA, CHAIR, TITLE INSURANCE FORMS COMMITTEE, AMERICAN LAND TITLE 
ASSOCIATION
                                                                 PAGE   111

STATEMENT OF RICHARD R. GERKEN, VICE PRESIDENT AND ASSOCIATE GENERAL COUNSEL, COMDISCO, INC., ON 
BEHALF OF THE EQUIPMENT LEASING ASSOCIATION
                                                                 PAGE   120

STATEMENT OF JILL M. STURTEVANT, ASSISTANT GENERAL COUNSEL, BANK OF AMERICA, ON BEHALF OF THE 
AMERICAN BANKERS ASSOCIATION 
                                                                 PAGE   131


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING