SPEAKER INDEX CONTENTS INSERTS BONITA 111 BRADY C. WILLIAMSON 96 BRYANT 37 39 40 53 54 56 57 130 132 134 144 CHARLES E. KERN II 191 CHRIS GREER 97 CLARINE NARDI RIDDLE 182 DEAR CHAIRMAN GEKAS 181 DEAR COLLEAGUE 130 DEAR MR. WILLIAMSON 96 DELAHUNT 3 18 EHLERS 12 16 17 18 ENNIS 106 GEKAS 1 3 4 6 8 9 10 12 14 16 17 18 34 35 36 37 39 40 41 43 49 53 56 57 60 64 65 67 68 80 83 85 87 89 93 106 108 111 114 119 147 GEORGE GEKAS 181 GERKEN 120 HERB KOHL 130 JACKSON LEE 60 62 63 64 80 81 82 83 JULIAN EPSTEIN 191 KLEE 20 34 35 36 37 38 40 41 KNOLLENBERG 4 10 11 12 LUPER 62 65 67 68 81 82 84 85 86 87 88 89 MEEHAN 57 58 59 60 87 88 89 NADLER 10 11 12 17 18 34 35 49 50 51 52 54 55 56 83 84 85 86 87 132 133 134 144 145 146 147 RAYMOND V. SMIETANKA 191 STURTEVANT 131 132 133 134 SULLIVAN 90 145 146 147 THOMAS E. MOONEY 191 WHELAN 41 49 50 51 52 53 54 55 56 58 59 63 81 83 87 CONTENTS SPEAKERS INSERTS OPENING STATEMENT OF CHAIRMAN GEKAS PAGE 1 STATEMENT OF HON. JOE KNOLLENBERG, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MICHIGAN PAGE 4 STATEMENT OF HON. VERNON J. EHLERS, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF MICHIGAN PAGE 12 STATEMENT OF KENNETH N. KLEE, CHAIRMAN, COMMITTEE ON LEGISLATION, NATIONAL BANKRUPTCY CONFERENCE PAGE 20 STATEMENT OF ROGER M. WHELAN, CHAIRMAN, LEGISLATIVE COMMITTEE, AMERICAN BANKRUPTCY INSTITUTE PAGE 41 STATEMENT OF FREDERICK M. LUPER, COCHAIR, LEGISLATIVE COMMITTEE, COMMERCIAL LAW LEAGUE OF AMERICA PAGE 65 STATEMENT OF ALBERT B. SULLIVAN, DIRECTOR, OFFICE OF ASSET MANAGEMENT AND DISPOSITION, U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT PAGE 90 STATEMENT OF DONALD R. ENNIS, ON BEHALF OF THE MORTGAGE BANKERS ASSOCIATION OF AMERICA AND THE AMERICAN COUNCIL OF LIFE INSURANCE PAGE 106 STATEMENT OF JOSEPH C. BONITA, CHAIR, TITLE INSURANCE FORMS COMMITTEE, AMERICAN LAND TITLE ASSOCIATION PAGE 111 STATEMENT OF RICHARD R. GERKEN, VICE PRESIDENT AND ASSOCIATE GENERAL COUNSEL, COMDISCO, INC., ON BEHALF OF THE EQUIPMENT LEASING ASSOCIATION PAGE 120 STATEMENT OF JILL M. STURTEVANT, ASSISTANT GENERAL COUNSEL, BANK OF AMERICA, ON BEHALF OF THE AMERICAN BANKERS ASSOCIATION PAGE 131 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING