SPEAKER INDEX    CONTENTS   INSERTS   
BROZMAN         19     29     30     31  
BRYANT          55  
CHABOT          56     57     58     59  
CHARLES E. KERN II    70  
CONYERS         52     53     60     61     62     63     64     65     66  
DELAHUNT         5  
GEKAS            1      3      5      6      7     17     19     27     29  
                30     31     32     43     51     52     53     55     56  
                60     64     66  
JAMES W. HARPER    70  
JULIAN EPSTEIN    69  
KOGER           27  
NADLER           3      5      6     31     53     54     55     58     59  
RAYMOND V. SMIETANKA    70  
RICHMAN         43     52     53     54     55     56     57     58     59  
                61     62     63     64     65  
THOMAS E. MOONEY    69  
THOMPSON         6      7     18  
WYNNE           33     53     60     62     64     65  

CONTENTS    SPEAKERS   INSERTS   
OPENING STATEMENT OF CHAIRMAN GEKAS
                                                                 PAGE     1

STATEMENT OF HON. DAVID R. THOMPSON, CHAIRMAN, COMMITTEE ON THE ADMINISTRATION OF THE BANKRUPTCY 
SYSTEM, JUDICIAL CONFERENCE OF THE UNITED STATES 
                                                                 PAGE     6

STATEMENT OF HON. TINA L. BROZMAN, CHIEF BANKRUPTCY JUDGE, SOUTHERN DISTRICT OF NEW YORK
                                                                 PAGE    19

STATEMENT OF HON. FRANK W. KOGER, PRESIDENT, NATIONAL CONFERENCE OF BANKRUPTCY JUDGES 
                                                                 PAGE    27

STATEMENT OF RICHARD L. WYNNE, ESQ., WYNNE SPIEGEL ITKIN, LOS ANGELES COUNTY BAR ASSOCIATION  
                                                                 PAGE    32

STATEMENT OF MICHAEL P. RICHMAN, ESQ., MEMBER, BOARD OF DIRECTORS, AMERICAN BANKRUPTCY INSTITUTE   
                                                                 PAGE    43


INSERTS    SPEAKERS   CONTENTS   
NO INSERTS IN THIS HEARING