SPEAKER INDEX CONTENTS INSERTS BRYANT 26 30 31 CASE 83 98 99 100 101 CHENOWETH 9 DEAR MR. CHAIRMAN 126 FARRIS 32 GEKAS 1 7 8 9 18 25 26 29 30 31 32 40 58 69 83 89 98 99 100 104 105 106 GEORGE GEKAS 126 GOOLD 58 103 105 GRASSLEY 2 HARDY 90 101 JACKSON-LEE 8 JAMES W. HARPER 136 JULIAN EPSTEIN 135 LAYCOCK 40 98 101 105 MCFARLAND 69 100 104 MEEHAN 40 100 103 104 NATIONAL BANKRUPTCY CONFERENCE 87 PACKARD 8 18 21 25 RAYMOND V. SMIETANKA 136 SUSAN JENSEN-CONKLIN 136 THOMAS E. MOONEY 135 CONTENTS SPEAKERS INSERTS OPENING STATEMENT OF CHAIRMAN GEKAS PAGE 1 STATEMENT OF CHARLES E. GRASSLEY, A U.S. SENATOR FROM THE STATE OF IOWA, AND CHAIRMAN OF THE SENATE JUDICIARY SUBCOMMITTEE ON ADMINISTRATIVE OVERSIGHT AND THE COURTS PAGE 2 STATEMENT OF HON. HELEN CHENOWETH, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF IDAHO PAGE 9 STATEMENT OF HON. RON PACKARD, A REPRESENTATIVE IN CONGRESS FROM THE STATE OF CALIFORNIA PAGE 18 STATEMENT OF MICHAEL P. FARRIS, ESQ., PRESIDENT, HOME SCHOOL LEGAL DEFENSE ASSOCIATION PAGE 32 STATEMENT OF DOUGLAS LAYCOCK, PROFESSOR, UNIVERSITY OF TEXAS LAW SCHOOL PAGE 40 STATEMENT OF STEPHEN PAUL GOOLD, SENIOR PASTOR, CRYSTAL EVANGELICAL FREE CHURCH PAGE 58 STATEMENT OF STEVEN T. MCFARLAND, ESQ., DIRECTOR, CENTER FOR LAW AND RELIGIOUS FREEDOM PAGE 69 STATEMENT OF STEPHEN H. CASE, ESQ., ON BEHALF OF THE NATIONAL BANKRUPTCY CONFERENCE PAGE 83 STATEMENT OF RALPH W. HARDY, JR., PRESIDENT, WASHINGTON, D.C. STAKE, ON BEHALF OF THE CHURCH OF JESUS CHRIST OF LATTER-DAY SAINTS PAGE 89 INSERTS SPEAKERS CONTENTS NO INSERTS IN THIS HEARING